Credit Manager-DEALER FINANCE OPERATIONS-Credit

3 days ago

Mumbai India Kotak Mahindra Bank Limited Full time

Job Description

Role - Credit Manager - Auto loans

Location - Delhi.

Minimum experience of 3 years under Retai credit underwriting.

Minimum qualification MBA Finance or CA.

Job Role

- To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
- Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
- Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
- Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.

Job Requirements

Skills/Knowledge prerequisites

Knowledge of the location / area is an essential criteria.

Well versed in the local language apart from Hindi and English.

Good knowledge of interpreting financial trends.

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