Sales Executive

2 weeks ago


Mumbai Maharashtra, India Kotak Mahindra Full time

**Kotak Mahindra Bank
**Business Banking Assets**:
BBA is a part of consumer assets department of the bank under which Working Capital (secured lending), Unsecured Business loans, Health care Finance & Supply chain Finance operate. All these departments focus on lending to the SME/MSME & Self-employed Professionals space. The incumbent will be a part of this department.

We specialize in structuring deals for SME clients by offering Fund based products like Cash Credit & OD, Term Loans (Secured and Unsecured), Equipment Finance as well as Non Fund products like Letter of Credit, Bank Guarantee’s, Foreign Exchange and Trade Products.

**Skills Required**:

- **Specialization **in Marketing or Dual Specialization in Marketing & Finance is preferred. Commerce Background for graduation is preferred
- Academics - Target Segment is Self Employed Professionals (Business Persons) - Good understanding of Balance Sheet / P&L assessment is required to be able to structure deals and arrive at loan eligibility
- Relationships -Building relationships with key persons (CFOs/ promoters) in the target segments & building client trust & confidence is a required skill set
- Portfolio Management - Employees have portfolios assigned to them which they need to grow, nurture and manage
- Macro -One must be alert on competitive elements in the target segments (viz. other banks etc.) & have a good awareness on macroeconomic data



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