Team Member-support Services-sme Credit

3 weeks ago


Kolkata, India Kotak Mahindra Full time

**Job Role
Portfolio

Handling of specified portfolio by providing services related to Credit Admin activities

Sanction Letter

Capability to check the accuracy of Issuance of sanction letter as per the terms and conditions of approved Term Sheet

Security documentation

Ability to check the accuracy of Issuance of security documents as per the terms of sanction

Verification

Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorisations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution.

Capability to check the original property documents submitted by the mortgagor at the time of mortgage creation in terms of Mortgage Deed / TSR

ROC / CERSAI related compliances

Ensuring registration of security charges in favour of the bank wherever applicable.

Disbursement

Understanding of Limit module in Glem and Finacle.

Handling Limit Loading in GleM/Finacle, upon completion of proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals in case of non-submission / discrepant documents

Management of Security/Collateral module in GLEMs.

Tracking of deferral

Tracking deferrals for regularization with escalation to the concerned RM/Business under advice to Credit Approvers and monitoring expiry of documents.

Custodian

Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.

Document Tracking

Tracking of documents for receipt; deferral; expiry etc thru’ CAD systems

Liaison

With Business Teams, Legal; Credit; RMs; CPC, Audit, Service Providers etc for timely and quality deliverables by resolution of issues/ answering queries

Projects

Ensuring completion projects allocated within the timeframe

Audit

Handling of RBI/Internal/Statutory/Concurrent Audit requirements.


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