Avp Wholesale Credit Risk

2 weeks ago


Kolkata, India HSBC Full time

**Some Careers grow faster than others.**

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.

We are currently seeking an experienced professional to join our team in the role of **AVP - Wholesale Credit Risk**

**Work Location
- Hyderabad, Bangalore and Kolkata**

**Department Overview**:
Wholesale Credit Approval function is one of the activities within Wholesale Credit and Market Risk [WMR]. Group WMR reports directly to the Group CRO and is responsible for the approvals, policies, portfolio management and reporting on the Group’s Wholesale and Market Risk exposures. Group WMR also works with Regional WMR functions across Global Risk to ensure functional consistency and delivery across all group offices.

**Responsibilities**:
The Corporate Approvals team supports WMR by performing credit approvals / recommendation for relationships falling within the Large Corporate / Global Banking portfolio of various regions. The role entails reviewing credit submissions, challenging the Relationship Manager’s proposition where required and approving / recommending a lending position within delegated authority after suitably mitigating the Bank's risks.

**The role holder will**:

- Analyse new / existing corporate counterparties in the Commercial / Global Banking segment and approve / recommend a lending position within appropriate delegated credit authority
- Work independently on credit proposals to reach a solution in close and constructive collaboration with colleagues within WMR CoE, Wholesale Credit Risk and Business Teams in HSBC
- Participate in credit / risk meetings with Front Office / HSBC WMR colleagues
- Closely monitor risk events and be able to timely escalate to management
- Prepare for audit, regulatory initiatives and internal projects pertaining to credit risk management
- Represent WMR CoE in Shared Services and New Business initiatives where required

Requirements
- Academics - Graduate or Post Graduate degree in commerce/ economics/ management/ engineering. Qualifications in Finance/ CA/ CFA/ ICWA/ CS/ CAIIB preferred.
- 8+ years of relevant experience in Corporate / SME Credit in a reputed Bank/ Financial Institution.
- Strong experience of Credit Appraisal, Credit Approvals in Small and medium banking, Mid corporate or Large Corporate, wholesale approvals required only
- Strong understanding of financial statement analysis and credit lending products
- Analytical skills to quickly interpret data & facts to arrive at meaningful conclusions
- Excellent interpersonal, communication and negotiation skills

**You’ll achieve more when you join HSBC.**

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment.

**Issued By HSBC Electronic Data Processing (India) Private LTD



  • Kolkata, India HSBC Full time

    -Job description **Business**:Wholesale Credit Risk Management [WCRM]** **Open positions: 1** **Role Title**:AVP - Wholesale Credit GSc's** **Global Career Band: 5** **Location **:Kolkata / Hyderabad / Bangalore** **Recruiter Name**:Padmashree V** **Why Join Us**: Wholesale Credit Approval function is one of the activities within Wholesale Credit Risk...


  • Kolkata, West Bengal, India HSBC Full time

    Job descriptionBusiness:Wholesale Credit Risk Management [WCRM]**Open positions: 1Role Title:AVP - Wholesale Credit GSc's**Global Career Band: 5Location :Kolkata / Hyderabad / Bangalore**Recruiter Name:Padmashree V**Why Join Us:Wholesale Credit Approval function is one of the activities within Wholesale Credit Risk Management [WCRM]. WCRM is responsible for...


  • Kolkata, India NBFC Company Full time

    Hi everyone, Greetings of the Day!!! We have wonderful job opportunities for the position of " AVP-Front office Treasury" for the top NBFC Company. Position Name: AVP-Front office Treasury Qualification: CA/MBA Exp: 8 to 12 years CTC: Best in industry Location : Kolkatha, West bengal. **JOB DESCRIPTION**: 1.Spearheading the fundraising initiative...


  • Kolkata, West Bengal, India Paradise Placement Consultancy Full time

    Job Description: Please find the details below Position : Assistant Manager- Financial services Risk ManagementLocation : Bangalore/ Hyderabad/ Chennai/ Kolkata/ MumbaiExperience requirement : 5+Joining Date : Immediate to 30 days Job Description Key Requirements Developing the existing Risk Appetite framework.Developing Risk Appetite Statement...


  • Kolkata, West Bengal, India HSBC Full time

    Job descriptionSome careers have more impact than others.If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses...


  • Kolkata, India Credit Saison India Full time

    About the job:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs,...


  • Kolkata, India Credit Saison India Full time

    About the job:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs,...


  • Kolkata, West Bengal, India NBFC Company Full time

    Hi everyone,Greetings of the DayWe have wonderful job opportunities for the position of " AVP-Front office Treasury" for the top NBFC Company.Position Name: AVP-Front office TreasuryQualification: CA/MBAExp: 8 to 12 yearsCTC:Best in industryLocation : Kolkatha, West bengal.JOB DESCRIPTION:Spearheading the fundraising initiative (debt/structured finance) of...


  • Kolkata, West Bengal, India HSBC Full time

    -Job description **Some careers have more impact than others.** If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is,...


  • Kolkata, India Apex Group Full time

    AVP-Corporate Services Location: Kolkata, India Date Posted: Feb 17, 2023 **Description** **ASSISTANT VICE PRESIDENT** **PUNE/BANGAL** **U** **R** **U** **Key duties and responsibilities** - Calculation, analysis and reporting of ECL - Plan, manage and execute the runbook elements for the assigned regions - Act as an SME on IFRS 9 and provide supporting...


  • Kolkata, West Bengal, India Credit Saison India Full time

    About the job:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs,...


  • Kolkata, West Bengal, India Corphive Full time

    Job Title: Retail Credit Manager Company: XYZ Financial Services As a Retail Credit Manager at XYZ Financial Services, you'll be responsible for: Leading, mentoring, and managing a team of credit analysts to streamline credit appraisal processes and uphold policies. Developing and executing credit risk assessment strategies for retail loan...


  • Kolkata, West Bengal, India HSBC Full time

    Job descriptionSome careers shine brighter than others.If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to...

  • Zonal Credit Manager

    2 months ago


    Kolkata, India Corphive Full time

    Lead, mentor, and manage a team of credit analysts, ensuring efficient credit appraisal processes and adherence to policies.Develop and implement credit risk assessment strategies for retail loan applications.Analyze financial statements, credit bureau reports, and other borrower information to determine creditworthiness.Recommend loan approvals, rejections,...

  • Zonal Credit Manager

    2 months ago


    Kolkata, India Corphive Full time

    Lead, mentor, and manage a team of credit analysts, ensuring efficient credit appraisal processes and adherence to policies.Develop and implement credit risk assessment strategies for retail loan applications.Analyze financial statements, credit bureau reports, and other borrower information to determine creditworthiness.Recommend loan approvals, rejections,...

  • Zonal Credit Manager

    2 months ago


    Kolkata, India Corphive Full time

    Lead, mentor, and manage a team of credit analysts, ensuring efficient credit appraisal processes and adherence to policies. Develop and implement credit risk assessment strategies for retail loan applications. Analyze financial statements, credit bureau reports, and other borrower information to determine creditworthiness. Recommend loan approvals,...


  • Kolkata, West Bengal, India HSBC Full time

    -Job description Some careers shine brighter than others. If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling...

  • Credit Manager

    3 weeks ago


    Kolkata, India Orange Shark Full time

    Join Our Team as a Credit Manager!Are you a seasoned Credit Manager looking for a new opportunity? We're hiring at multiple locations - Hyderabad, Delhi, and Bangalore. If you have a minimum of 2 years of experience in Credit Management, along with expertise in Credit Underwriting and Loan Management, we want to hear from you!Key Requirements:- Proven...

  • Avp-operations

    2 weeks ago


    Kolkata, India HSBC Full time

    -Job description **Some careers have more impact than others.** If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is,...


  • Kolkata, West Bengal, India Recruitment Consultant owner Full time

    RM–Corporate Banking (Large Accounts, Wholesale, Acquisition)Wholesale, Acquisition, Banking and FinanceThis is a new generation private sector bank with 427 branches across India as onMarch 31, 2023. It is a scheduled commercial bank regulated by the Reserve Bank ofIndia. It's business segments are Retail banking, Micro SME, SME,mid-Corporate,...