Home Loan Officer
2 days ago
Job Title: Home Loan Officer
**Location**: Unit no. 601, 6th floor, Ace Business Center, Near Navneet Motors, Gokul Nagar, Thane West.
**Job Overview**:
**Key Responsibilities**:
- **Client Consultation**: Meet with prospective homebuyers to understand their needs and financial situation, and recommend suitable mortgage products (e.g., FHA, VA, conventional loans).
- **Sales and Lead Generation**: Actively pursue new business through referrals, networking, and cold calling, while maintaining relationships with real estate agents, builders, and other referral partners.
- **Loan Approval and Coordination**: Work with underwriting teams to ensure loans meet eligibility requirements, and provide ongoing support to clients through the approval and closing process.
- **Compliance**: Stay up to date with mortgage regulations and ensure all loans comply with federal, state, and company guidelines.
**Qualifications**:
- **Experience**: 1-3 years of experience in home loan origination, mortgage sales, or a related field.
- **Licensing**: Active NMLS (National Mortgage Licensing System) license preferred or willingness to obtain.
- **Skills**: Strong communication, sales, and customer service skills; ability to explain complex loan products in simple terms.
- **Technical Skills**: Proficiency in loan origination software and MS Office.
- **Knowledge**: Familiarity with various mortgage products, underwriting guidelines, and industry regulations.
**Benefits**:
- Competitive salary and commission structure
- Health, dental, and vision insurance
- Paid time off and holidays
- Professional development opportunities
Pay: ₹18,000.00 - ₹20,000.00 per month
**Benefits**:
- Health insurance
- Leave encashment
- Paid sick time
- Paid time off
Schedule:
- Day shift
Supplemental Pay:
- Performance bonus
- Yearly bonus
**Experience**:
- Loan origination: 1 year (required)
- Financial services: 1 year (required)
- Microsoft Office: 1 year (required)
- Loan officer experience: 1 year (required)
Work Location: In person
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