Card Services Risk Strategy

2 weeks ago

Mumbai Maharashtra, India JPMorgan Chase Full time

The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to promote business decisions.
As an Associate within the Consumer and Community Banking (CCB) Risk Cards Strategic Analytics team, you will be tasked with producing insightful analytics and suggestions related to strategy development, implementation, operational controls, and performance monitoring. Your role will involve conducting both quantitative and qualitative analysis on credit card customers to identify the most effective credit risk strategy to be implemented throughout the card life cycle.

**Job responsibilities**:

- Collaborate in developing, maintaining, and improving credit program policies, strategies, processes and procedures within the assigned function
- Collaborate across policy teams, owning Control reports and monitoring Data Quality metrics
- Conduct complex analysis and providing accurate and concise results with recommendations on correction execution activities.
- Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategy controls and correction testing
- Perform data validations for existing controls and processes. Also assist with data migration to Snowflake as part of modernization
- Support corrections testing activities to identify and remediated customers impacted by incorrect decisions driven due to data issues or incorrect requirement
- Support dual code validations for ADHOC strategy execution based on business requirement

**Required qualifications, capabilities, and skills**
- Bachelor's or Master's in Engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
- Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
- Minimum 3 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis
- Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.
- High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines
- Proven ability to collaborate and build strong partnerships.
- Intellectual curiosity, attention to detail with a proven ability to learn quickly
- A solid foundation and understanding of business processes, risk policies and technology
- Knowledge of consumer credit and lending regulatory standards preferred

**Preferred Qualifications, Capabilities, and Skills**
- Prior experience of working in credit card industry, including understanding of regulatory requirements

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

  • Card Services Risk Strategy

    2 weeks ago

    Goregaon East, Mumbai, Maharashtra, India JPMorganChase Full time

    **JOB DESCRIPTION** The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to...

  • Consumer Cards Fraud Risk Analytics and Strategy

    6 months ago

    Goregaon East, Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Bring your expertise to JPMorgan Chase. As a part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company,...

  • JP Morgan Chase

    2 weeks ago

    Mumbai, India JP Morgan Chase Full time

    Description: The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to promote...

  • Credit Card Risk Specialist

    3 weeks ago

    Mumbai, Maharashtra, India IDFC FIRST Bank Full time

    Job Title: Credit Card Risk SpecialistJob Summary:The Credit Card Risk Specialist will be responsible for assessing, managing, and reporting risks for the Corporate Credit Card vertical for IDFC FIRST Bank. The role entails the end-to-end drafting of credit policies and implementing strategies in the Business Risk and Engineering (BRE) department, along with...

  • Risk Manager-Credit Cards

    5 months ago

    Mumbai, India IDFC FIRST Bank Full time

    Role/ Job Title:  Risk Manager – Credit Cards Function/ Department:  Retail Business Risk Job Purpose: The role entails the responsibility of assessing, managing, and reporting risks for the Corporate Credit Card vertical for IDFC FIRST Bank. Candidate shall be responsible for end-to-end drafting of credit policies and implementing strategies in...

  • Risk Manager for Credit Cards

    4 weeks ago

    Mumbai, Maharashtra, India IDFC FIRST Bank Full time

    Job Description:The Role:The Risk Manager for Credit Cards will be responsible for assessing, managing, and reporting risks for the Corporate Credit Card vertical at IDFC FIRST Bank. This role entails crafting credit policies and implementing strategies in Business Risk and Excellence (BRE) alongside stakeholder management.Key Responsibilities:Develop and...

  • Consumer Card Risk Strategic Analytics

    2 weeks ago

    Mumbai, Maharashtra, India JPMorgan Chase Full time

    The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to promote business...

  • Strategic Risk Governance Associate

    3 weeks ago

    Mumbai, Maharashtra, India IDFC FIRST Bank Full time

    Job SummaryThe role of a Risk Manager - Credit Cards at IDFC FIRST Bank involves assessing and managing risks for the Corporate Credit Card vertical. Key responsibilities include drafting credit policies, implementing strategies in the Business Risk and Excellence (BRE) department, and stakeholder management. Key ResponsibilitiesDevelop and implement risk...

  • Consumer Banking

    1 week ago

    Mumbai, Maharashtra, India JPMorganChase Full time

    **JOB DESCRIPTION** The Fraud Risk Analytics is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. This team is responsible for the management of fraud risk associated with Check transactions and cash withdrawals. As a Fraud Risk Strategy Analytics Associate within our Risk...

  • Fraud Risk Strategy Analytics

    6 months ago

    Goregaon East, Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Fraud Risk Analytics is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. This team is responsible for analysis related to various fraud mitigation strategies. As a Fraud Risk Strategy Analytics Associate within our Risk Management team, you will have...

  • Risk Analyst

    3 weeks ago

    Mumbai, Maharashtra, India 12542 Citicorp Services India Private Limited Full time

    Job Title: Risk Analytics Analyst II-CRS AcquisitionKey Responsibilities:* Enhance and improve Risk policies using statistical techniques to optimize business growth and profits by minimizing losses* Support tactical and strategic Risk Analytics projects for Citi's Branded Cards Proprietary Cards Risk Management group in the USKey Skills:* Experienced in...

  • Debit Cards Portfolio Manager

    1 month ago

    Mumbai, Maharashtra, India Axis Bank Full time

    About Digital LendingThe Acquiring and Cards department at Axis Bank focuses on the Cards and merchant acquiring business. The bank offers a wide range of cards designed for customers' specific needs, along with POS services under the Acquiring business vertical within the cards team. The department drives growth in the UPI payments space.About the RoleThe...

  • Debit Cards Portfolio Strategist

    4 weeks ago

    Mumbai, Maharashtra, India Axis Bank Full time

    About Digital LendingThe Acquiring and Cards department focuses on the Cards and merchant acquiring business of Axis Bank. The Bank offers a wide range of cards designed for the customers' specific needs along with offering POS services under the Acquiring business vertical within the cards team.The department is also responsible for driving growth in the...

  • Risk Analytics Specialist II

    1 month ago

    Mumbai, Maharashtra, India 12542 Citicorp Services India Private Limited Full time

    Job Summary:We are seeking a highly skilled Risk Analytics Specialist II to join our Credit Risk Management team in India. As a key member of our team, you will be responsible for enhancing and improving our Risk policies using statistical techniques to optimize business growth and profits by minimizing losses.Key Responsibilities:Support tactical and...

  • Consumer Banking

    5 months ago

    Goregaon East, Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Portfolio Manager

    3 weeks ago

    Mumbai, Maharashtra, India Axis Bank Full time

    The Credit Cards Portfolio Manager is responsible for developing and implementing a portfolio management strategy to drive growth in billings, ANR, and revenue across all card products. This role involves managing the customer life cycle and driving profitability of the retail credit card portfolio.Key Responsibilities:Develop and implement a portfolio...

  • Associate - Credit Card Operations

    5 months ago

    Mumbai, Maharashtra, India Zeta Full time

    **About Zeta** Zeta is a **Next-Gen Banking Tech** company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015.Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance,...

  • Credit Cards Portfolio Strategist

    1 week ago

    Mumbai, Maharashtra, India Axis Bank Full time

    About the RoleThe Credit Cards Portfolio Strategist is responsible for driving business growth and profitability through effective portfolio management. This involves developing and implementing strategies to increase billings, ANR (Annual Net Revenue), and revenue across all card products.Key ResponsibilitiesDevelop and initiate portfolio management...

  • RB - Cards:Debit Cards Portfolio Manager

    6 months ago

    Mumbai, India Axis Bank Full time

    RB - Cards:Debit Cards Portfolio Manager 4 - 12 Years 1 Opening Mumbai Role description About Digital Lending The Acquiring and Cards department focuses on the Cards and merchant acquiring business of the bank. The Bank offers a wide range of cards designed for the customers’ specific needs along with offering POS services...

  • RB - Cards:Credit Cards Portfolio Manager

    6 months ago

    Mumbai, India Axis Bank Full time

    The Credit Cards Portfolio Manager is responsible for developing and initiating portfolio management strategy to drive increase in billings, ANR and revenue across all card products. The Portfolio Manager is also responsible for managing the customer life cycle and for driving profitability of the portfolio of the retail credit card portfolio Key...