Risk Analytics Specialist II

4 weeks ago


Mumbai, Maharashtra, India 12542 Citicorp Services India Private Limited Full time

Job Summary:

We are seeking a highly skilled Risk Analytics Specialist II to join our Credit Risk Management team in India. As a key member of our team, you will be responsible for enhancing and improving our Risk policies using statistical techniques to optimize business growth and profits by minimizing losses.

Key Responsibilities:

  • Support tactical and strategic Risk Analytics projects for Citi's Branded Cards Proprietary Cards Risk Management group in the US.
  • Develop and manage implementation of effective risk management strategies that help mitigate credit losses, including designing, executing, interpreting credit tests on statistically sampled customer populations.
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes.
  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.
  • Analyzing tests and performance using SAS and decision tree software (CHAID/CART).
  • Evaluating effectiveness of current policies and strategies.

Requirements:

  • Undergraduate degree with a specialization in Statistics, Mathematics, or other quantitative discipline.
  • 2+ years' work experience required.

Preferred Skills:

  • Experienced in developing, implementing and monitoring credit strategies or scoring models across underwriting, existing customer management (examples: Balance Transfer, Credit Line Increase/Decrease, Re-Issue, Transactions Authorization).
  • Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in PC, UNIX environments.
  • Highly proficient in Excel/pivot tables and PowerPoint. VBA a plus.
  • Exposure to project/process management.
  • Strong communication and presentation skills targeting a variety of audiences.
  • A qualified candidate needs to be able to work with cross-functional teams.
  • Flexibility in approach and thought process.
  • Ability to work effectively across portfolio risk policy teams and functional areas teams.
  • Strong influencing and facilitation skills.

About Us:

Citicorp Services India Private Limited is an equal opportunity and affirmative action employer. We are committed to creating a diverse and inclusive work environment that values and respects all employees.



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