Risk Analytics Specialist II
4 weeks ago
Job Summary:
We are seeking a highly skilled Risk Analytics Specialist II to join our Credit Risk Management team in India. As a key member of our team, you will be responsible for enhancing and improving our Risk policies using statistical techniques to optimize business growth and profits by minimizing losses.
Key Responsibilities:
- Support tactical and strategic Risk Analytics projects for Citi's Branded Cards Proprietary Cards Risk Management group in the US.
- Develop and manage implementation of effective risk management strategies that help mitigate credit losses, including designing, executing, interpreting credit tests on statistically sampled customer populations.
- Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes.
- Must be able to effectively provide updates and communicate key initiatives to senior risk management.
- Analyzing tests and performance using SAS and decision tree software (CHAID/CART).
- Evaluating effectiveness of current policies and strategies.
Requirements:
- Undergraduate degree with a specialization in Statistics, Mathematics, or other quantitative discipline.
- 2+ years' work experience required.
Preferred Skills:
- Experienced in developing, implementing and monitoring credit strategies or scoring models across underwriting, existing customer management (examples: Balance Transfer, Credit Line Increase/Decrease, Re-Issue, Transactions Authorization).
- Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in PC, UNIX environments.
- Highly proficient in Excel/pivot tables and PowerPoint. VBA a plus.
- Exposure to project/process management.
- Strong communication and presentation skills targeting a variety of audiences.
- A qualified candidate needs to be able to work with cross-functional teams.
- Flexibility in approach and thought process.
- Ability to work effectively across portfolio risk policy teams and functional areas teams.
- Strong influencing and facilitation skills.
About Us:
Citicorp Services India Private Limited is an equal opportunity and affirmative action employer. We are committed to creating a diverse and inclusive work environment that values and respects all employees.
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