Credit Risk Analytics Specialist

1 month ago


Mumbai, Maharashtra, India 12542 Citicorp Services India Private Limited Full time
Job Title: Credit Risk Analytics Analyst II-C10

Job Summary:

Credit Risk Analytics Analyst II-C10 is responsible for enhancing and improving risk policies using statistical techniques to optimize business growth and profits by minimizing losses.

Key Responsibilities:

  • Support tactical and strategic risk analytics projects for Citi's Branded Cards Proprietary Cards Risk Management group in the US.
  • Develop and manage implementation of effective risk management strategies that help mitigate credit losses, including designing, executing, interpreting credit tests on statistically sampled customer populations.
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes.
  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.
  • Analyzing tests and performance using SAS and decision tree software (CHAID/CART).
  • Evaluating effectiveness of current policies and strategies.

Requirements:

  • Undergraduate degree with a specialization in Statistics, Mathematics, or other quantitative discipline.
  • 2+ years' work experience required.

Skills:

  • Experienced in developing, implementing and monitoring credit strategies or scoring models across underwriting, existing customer management (examples: Balance Transfer, Credit Line Increase/Decrease, Re-Issue, Transactions Authorization).
  • Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in PC, UNIX environments.
  • Highly proficient in Excel/pivot tables and PowerPoint. VBA a plus.
  • Exposure to project/process management.
  • Strong communication and presentation skills targeting a variety of audiences.
  • A qualified candidate needs to be able to work with cross-functional teams.
  • Flexibility in approach and thought process.
  • Ability to work effectively across portfolio risk policy teams and functional areas teams.
  • Strong influencing and facilitation skills.

Job Family Group: Risk Management

Job Family: Credit & Portfolio Risk Management

Time Type: Full time

Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.



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