Corporate Credit Risk Analyst
3 weeks ago
Leveraged Finance Underwriting Credit Specialist
The Global Leveraged Finance Underwriting Credit Team within Institutional Credit Management is seeking a Specialist to join its Credit team. The Specialist will work with the rest of the team to deliver best-in-class credit risk analysis, monitoring, and credit administration as a partner to broader ICM Underwriting and Banking, Capital Markets and Advisory's shared commitment to ensuring the safety and soundness of wholesale lending across ICG.
The Specialist will be responsible for writing Annual Reviews and Quarterly Reviews, and for supporting LFU Underwriters on transactions. The responsibilities will include:
- Assessing the credit and financial strength of Citi's most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
- Monitoring the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk, and BCMA partners.
- Evaluating and gaining a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities.
- Assessing the borrower's cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors.
- Providing analytical support across LFU's core functions: (1) Leveraged Lending transaction origination and credit approval; (2) portfolio management and early problem recognition; (3) global leveraged lending related projects and strategic initiatives.
Qualifications:
- 7- years of credit analysis, origination, or relevant credit experience.
- Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to form independent opinions on credit and recognize emerging risks.
- Team player with strong work ethic who also works well with others at all levels and can coach and mentor analysts to develop team strengths and improve weaknesses.
- Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.
- Advanced knowledge of Microsoft Word, Excel, and PowerPoint.
- Three statements financial modeling experience.
- Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at once, effectively manage deadlines and juggle multiple tasks at once.
- Awareness and adherence to the control environment including Quality Assurance and Quality Control.
Education:
MBA or CFA or CA
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