Credit Risk Professional I
3 months ago
**Calling all innovators - find your future at Fiserv.**
We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
**Job Title**
Credit Risk Professional I
Performs credit analysis and underwriting activities, evaluating financial position and credit worthiness, for prospective and existing commercial/merchant/portfolio accounts, Maintains and reviews current information on existing accounts. Reviews credit history to assess credit worthiness of new prospective clients. Ensures a balanced risk and revenue tradeoff consistent with credit policy and loss target expectations. Investigates the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to Fiserv and its partners. Investigations include the gathering of data from various sources & systems and interpreting the data. A successful analyst must have the ability to work in a fast pace environment and be able to make real time / accurate decisions. The analyst must also be able to communicate effectively and professionally with Law Enforcement, Visa, MasterCard, Attorneys, Merchant Business Owners, and credit card customers who make purchases at our clients business. The position requires a high level of negotiation with customers about collateral requirements. A successful analyst must have the ability to identify trends in processing, read consumer credit reports as well as credit reports on businesses, and complete risk assessments and financial analysis.
Thank you for considering employment with Fiserv. Please:
- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
**What you should know about us**:
Fiserv is a global leader in payments and financial technology with more than 40,000 associates proudly serving clients in more than 100 countries. As one of Fortune_®_ magazine's "World's Most Admired Companies" 9 of the last 10 years, one of Fast Company’s Most Innovative Companies, and a top scorer on Bloomberg’s Gender-Equality Index, we are committed to innovation and excellence.
**Our commitment to Diversity and Inclusion**:
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