Mortgage Underwriter
6 months ago
**Location**: Chennai
**Work Mode**: Work from Office
**Experience**: 3+ years
**Qualification**:Any Graduate
**Work Timings**: US Shift
**Notice**: Immediate Joiners Preferred
- JOB DESCRIPTION:
**Key Responsibilities**:
**Essential duties shall include but not necessarily be limited to**:
- **Loan File Inventory**:ensuring residential mortgage loan packages contain all necessary documentation required to formulate a complete assessment.
- **Credit Review**:assess all elements of the credit decisioning process undertaken to approve the loan including underwriting guidelines, income calculation and validation of assets.
- **Fraud Review**:review the credit package and related background search on mortgage loan borrowers to identify potential fraud risks.
- **Property Valuation Review**:review appraisals and alternative value products for conformity to client specified requirements to assess accuracy of the property valuation.
- **Legal Doc Review**:assess all legal documents included in residential mortgage loan files to ensure proper execution, enforceability, and sufficiency for title perfection.
- **Regulatory Compliance Review**:gather regulatory compliance data elements from the loan file for capture in the due diligence review system.
- **Servicing History Review**:review the servicing history of residential mortgage loans by assessing payment histories and servicing commentary in a manner consistent with client requirements.
- **Credit Risk Grading**:leveraging the utility of the due diligence review system, assess loan quality grades based on client specifications and standards set forth within applicable credit rating agency grading criteria.
**Qualifications**:
**Required Education and Experience**:
- **Experience**:underwriting residential mortgage loans with demonstrable proficiency in understanding underwriting guidelines and an understanding of mortgage loan regulatory compliance
- **Computer Skills**:strong background with the use of computer programs used to manufacture or review mortgage loans and standard knowledge of Microsoft Office product suite.
**Desirable Attributes**:
- Servicing review experience.
- Familiarity with credit rating agency review standards.
- Strong written communication skills.
- Bachelor’s degree preferred.
- **Soft skills**: time management, thoughtfulness, reason, and problem solving, and professional communication.
-
Mortgage Underwriter
6 months ago
Chennai, Tamil Nadu, India OAF Global Private Limited Full time**Roles & Responsibilities**: **Essential duties shall include but not necessarily be limited to**: - **Loan File Inventory**:ensuring residential mortgage loan packages contain all necessary documentation required to formulate a complete assessment. - **Credit Review**:assess all elements of the credit decisioning process undertaken to approve the loan...
-
Us Mortgage Underwriting
6 months ago
Chennai, Tamil Nadu, India Saaki Argus & Averil Consulting Full timeAbout Client - A leading Mortgage Company **Skills**: - End - End core underwriting Experience. - 4C’s of underwriting. - Should have experience in conventional, FHA and VA loan products. - 2c’s experience can be considered for component underwriting. **Exp**:3 to 6 Years. **Underwriting: (Live Underwriting / Modular Underwriting / Component...
-
Us Mortgage-underwriter
7 months ago
Chennai, Tamil Nadu, India Ara resources Full time**About The Company**: Mphasis is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow,domain, and process expertise. The accolades Mphasis has been garnering can be attributed to their undeterred focus in delivering quality solutions across...
-
Mortgage Underwriter
5 days ago
Chennai, India NatWest Group Full timeOur people work differently depending on their jobs and needs. From home working to job sharing, visit the remote and flexible working page on our website to find out more. This role is based in India and as such all normal working days must be carried out in India. Join us as a Mortgage Underwriter - In this rewarding role, you’ll make mortgage lending...
-
Chennai, Tamil Nadu, India HCLTech Full timeAbout the Role:We are seeking a skilled Mortgage Underwriter to join our team in Chennai, India. As a Mortgage Underwriter, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Conduct thorough reviews of loan applications to assess...
-
Mortgage Underwriter for Australian Operations
1 month ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the RoleWe are seeking a skilled Mortgage Underwriter to join our team in Australia, responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Meticulously review loan applications, assessing documentation accuracy and verifying adherence to...
-
Us Mortgage
7 months ago
Chennai, India Ara Resources Full time**About The Company**: ARA's Client is a leading IT solutions provider, offering Applications, Business Process Outsourcing(BPO) and Infrastructure services globally through a combination of technology knowhow, domain, and process expertise. It has been garnering can be attributed to their undeterred focus in delivering quality solutions across verticals...
-
Mortgage Operations Expert
4 weeks ago
Chennai, Tamil Nadu, India Tata Consultancy Services Full timeDirect Walk-In Opportunity for Mortgage OperationsTata Consultancy Services, a leading global IT services company, is seeking highly skilled professionals to join our team as Mortgage Operations Experts - Process Underwriters. As a key member of our operations team, you will play a critical role in ensuring the smooth execution of mortgage underwriting...
-
Mortgage Underwriter Us
1 month ago
Chennai, Tamil Nadu, India QRight Solutions Full time**QRight Solutions is looking for ” US Residential Mortgage Underwriters ” for a US BPO at Chennai.** **Title - Analyst / Sr Analyst / SME (25 positions)** **Exp - Any degree with 1 - 10 years UW exp.** **Pay - upto 9 LPA (based on evaluation)** **Availability - Should join by end of Dec’ 2024.** **Responsibilities**: **Loan Application...
-
Us Mortgage
7 months ago
Chennai, Tamil Nadu, India QRight Solutions Full time**DESCRIPTION**: The Due Diligence Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations for third party review of residential mortgage loans. This assessment will encompass aspects of data...
-
Us Mortgage Core Underwriter
6 months ago
Chennai, Tamil Nadu, India HIRD Services Pvt ltd Full timeAbility to manually underwrite complex transactions to ensure the loan meets established guidelines. - should have experience in mortgage insurance guidelines - Underwriter should have the ability to read the guidelines to determine whether each loan meets the requisite guideline as specified by the Client. - Should know how to run the AUS and verify the...
-
Underwriting Administrator
7 months ago
Chennai, Tamil Nadu, India QRight Solutions Full time**DESCRIPTION**: The Due Diligence Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations for third party review of residential mortgage loans. This assessment will encompass aspects of data...
-
Underwriting Assistant
7 months ago
Chennai, Tamil Nadu, India QRight Solutions Full time**DESCRIPTION**: The Due Diligence Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations for third party review of residential mortgage loans. This assessment will encompass aspects of data...
-
Mortgage Underwriting Analyst
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeJob Description:We are seeking a highly skilled Mortgage Underwriting Analyst to join our team in Chennai, Tamil Nadu. As a key member of our residential mortgage underwriting process, you will be responsible for analyzing loan parameters and borrower details to render decisions on credit applications.Key Responsibilities:Analyze loan parameters and borrower...
-
Mortgage Underwriter for UK Residential Loans
2 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeOverview:">HCLTech is a leading technology company that specializes in delivering innovative solutions to clients across various industries.">Job Summary:">We are seeking an experienced Mortgage Underwriter to join our team in the UK. As a Mortgage Underwriter, you will be responsible for reviewing and evaluating mortgage applications to ensure compliance...
-
Us Mortgage
7 months ago
Chennai, Tamil Nadu, India QRight Solutions Full time**Job Description: US Residential Mortgage Underwriter (MSP exp mandatory)** **100% Work from Office at Chennai (07:30pm - 04:30 am IST)** **DESCRIPTION**: The Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized...
-
Underwriter
7 months ago
Coimbatore, Tamil Nadu, India LanceTech Solutions Pvt Ltd Full timeJob Overview: The Conventional Underwriter plays a pivotal role in the meticulous review, conditioning, and underwriting of mortgage loans, ensuring adherence to established policies, procedures, and relevant guidelines. The incumbent scrutinizes all documentation for accuracy and completeness. Key **Required Skills**: Looking for 4+ years of...
-
Senior Mortgage Underwriter
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the RoleWe are seeking a highly skilled Senior Mortgage Underwriter to join our team in Australia. As a key member of our underwriting team, you will be responsible for ensuring that all loan applications meet our company's lending criteria and regulatory requirements.Key ResponsibilitiesAudit loans underwritten by credit officers to ensure compliance...
-
Chennai, Tamil Nadu, India HCLTech Full timeJoin HCLTech as a Residential Mortgage Underwriting Quality Assurance Specialist and be part of our esteemed team in Chennai, Tamil Nadu. This role is ideal for individuals with 4-6 years of experience in residential mortgage underwriting, specifically in conventional, FHA, or VA loans.About the RoleWe are seeking a seasoned professional to lead quality...
-
Chennai, Tamil Nadu, India HCLTech Full timeWe are seeking a highly skilled Mortgage Underwriting Professional to join our US Lending Operations team at HCLTech. This role is responsible for ensuring that mortgages are underwritten within lending policy guidelines and risk appetite.The successful candidate will have in-depth knowledge of GSE, Fannie Mae, Freddie Mac guidelines and requirements. They...