Us Mortgage-underwriter
7 months ago
**About The Company**:
Mphasis is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow,domain, and process expertise. The accolades Mphasis has been garnering can be attributed to their undeterred focus in delivering quality solutions across verticals that meet the challenging requirements of their esteemed customers. Mphasis Ltd has been recently felicitated by the Economic Times as the most distinguished digital company 2015. They have also been ranked 29 of 100 largest financial technology vendors by American Banker and BAI in the FinTech Forward Top 100 rankings.
**Key Responsibilities**:
- Inputs data and analysis of findings in Loan Prospector, Desktop Underwriter and / or other AUS engines
- Analyze income from salaried, commissioned, self-employed, investment and fixed income sources
- Analyze assets statements for all types of asset accounts
- Conditions files for missing/supporting documentation
- Revisits loans to review and clear conditions as documents are received
- Escalates potential fraud files to Credit Manager / Risk Management team
- Communicate status and decisions (approval, suspense, denial) to the appropriate individuals in accordance with company SLA’s
- Provide excellent customer service to internal clients by demonstrating expertise, accuracy, thoroughness, thoughtfulness, politeness, enthusiasm and clearly conveying requirements in written format
- Update system with all appropriate information
- Interpret policies and program requirements while analyzing applicant information, property and documentation
- Comprehensive understanding of credit underwriting guidelines for FNMA and FHLMC for both purchase loans and refinances
**Skills Required**:
- Minimum 2+ years of current experience in U.S. Mortgage with Underwriting experience
- Knowledge of entire loan life cycle: including processing, underwriting and closing procedures
- Excellent written and verbal English communication skills
- Detail oriented and excellent organizational skills
- Able to prioritize multiple competing tasks and manage time effective in a fast-paced environment
- Problem-solver with strong analytical skills
- Ability to adheres to directives, procedures and standards
- Ability to work in a paperless environment
- Computer proficiency including Microsoft Office Product Suite
**Qualifications & Experience**:
- Any Graduate
- 2 + Years of experience in US mortgage and underwriting
Pay: ₹500,000.00 - ₹650,000.00 per year
**Benefits**:
- Commuter assistance
Schedule:
- Monday to Friday
- Night shift
- Rotational shift
- US shift
Application Question(s):
- What is your notice period?
**Experience**:
- US mortgage: 2 years (required)
- Underwriting: 2 years (required)
- Live underwriting: 2 years (required)
Work Location: In person
-
Mortgage Underwriter
7 days ago
Chennai, Tamil Nadu, India NatWest Full timeJoin us as a Mortgage Underwriter - In this rewarding role, you’ll make mortgage lending decisions that help our customers achieve their home-owning ambitions - You’ll make sure that our lending decisions are made in accordance with current risk appetite, process, and procedures - You’ll support and guide colleagues on all matters relating to mortgage...
-
Us Mortgage
7 months ago
Chennai, India Ara Resources Full time**About The Company**: ARA's Client is a leading IT solutions provider, offering Applications, Business Process Outsourcing(BPO) and Infrastructure services globally through a combination of technology knowhow, domain, and process expertise. It has been garnering can be attributed to their undeterred focus in delivering quality solutions across verticals...
-
Us Mortgage
7 months ago
Chennai, Tamil Nadu, India QRight Solutions Full time**DESCRIPTION**: The Due Diligence Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations for third party review of residential mortgage loans. This assessment will encompass aspects of data...
-
Mortgage Underwriter Us
2 months ago
Chennai, Tamil Nadu, India QRight Solutions Full time**QRight Solutions is looking for ” US Residential Mortgage Underwriters ” for a US BPO at Chennai.** **Title - Analyst / Sr Analyst / SME (25 positions)** **Exp - Any degree with 1 - 10 years UW exp.** **Pay - upto 9 LPA (based on evaluation)** **Availability - Should join by end of Dec’ 2024.** **Responsibilities**: **Loan Application...
-
Mortgage Underwriter
3 weeks ago
Chennai, India NatWest Group Full timeOur people work differently depending on their jobs and needs. From home working to job sharing, visit the remote and flexible working page on our website to find out more. This role is based in India and as such all normal working days must be carried out in India. Join us as a Mortgage Underwriter - In this rewarding role, you’ll make mortgage lending...
-
Us Mortgage Loan Origination
2 weeks ago
Sholinganallur, Chennai, Tamil Nadu, India Rencata Full time**Job Title**: US Mortgage Loan Pre-Underwriting Specialist - **Experience**:_ 3 to 5 Years - **Location**_: _Chennai, Sholinganallur **Notice Period**: Immediate joiner **Job Summary** **Qualifications**. - Minimum of 3 to 5 years of experience in mortgage processing, pre-underwriting, or underwriting support. - Strong knowledge of US mortgage products,...
-
Underwriter (Us Res Mort)
7 months ago
Chennai, Tamil Nadu, India QRight Solutions Full time**Designation **:Underwriter (Exec / Sr Exec / SME / Lead) **Education **:Any Graduate / Post Graduate **Experience **:2 - 10 years of **US Residential Mortgage Pre and Live Underwriting** exp. **Working hours **:7:30 pm - 4:30 am IST (100% Work from Office at Chennai) **Roles & Responsibilities**: - Pre Underwriting - Live Underwriting - Loan File...
-
Chennai, Tamil Nadu, India HCLTech Full timeAbout the Role:We are seeking a skilled Mortgage Underwriter to join our team in Chennai, India. As a Mortgage Underwriter, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Conduct thorough reviews of loan applications to assess...
-
Mortgage Underwriting Expert
3 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the RoleWe are seeking a highly skilled Mortgage Underwriting Expert to join our team as a US Post Close Review Analyst. This is an excellent opportunity for individuals with experience in mortgage underwriting, particularly in the US market.
-
Mortgage Underwriter
1 day ago
Chennai, Tamil Nadu, India HCLTech Full timeJob DescriptionHCL Technologies Ltd. is a leading global technology company that helps businesses transform and innovate through digital solutions. We are seeking an experienced Mortgage Underwriter to join our team in the UK.Key Responsibilities:• Perform quality control reviews of residential loan files in accordance with customer quality control...
-
Mortgage Underwriter Opportunity at HCLTech
5 days ago
Chennai, Tamil Nadu, India HCLTech Full timeJob Description:At HCLTech, we are seeking a highly skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in ensuring the accuracy and completeness of loan files.Key Responsibilities:Perform quality control reviews of residential loan files to ensure compliance with customer quality control policies and...
-
Underwriting Assistant
7 months ago
Chennai, Tamil Nadu, India QRight Solutions Full time**DESCRIPTION**: The Due Diligence Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations for third party review of residential mortgage loans. This assessment will encompass aspects of data...
-
Mortgage Underwriter for Residential Loans
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeHCL Technologies Ltd. is hiring highly skilled professionals to join our team as Mortgage Underwriters in the residential loans domain.Job Summary:We are seeking experienced mortgage underwriters with in-depth knowledge of GSE, Fannie Mae, and Freddie Mac guidelines and requirements. The ideal candidate will have expertise in loan documentation validation,...
-
Chennai, Tamil Nadu, India HCLTech Full timeAustralian Mortgage Underwriting OpportunityWe are seeking an experienced Australian Mortgage Underwriter to join our team at HCLTech. As a key member of our underwriting team, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.The ideal candidate will...
-
Mortgage Underwriting Analyst
3 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeJob Description:We are seeking a highly skilled Mortgage Underwriting Analyst to join our team in Chennai, Tamil Nadu. As a key member of our residential mortgage underwriting process, you will be responsible for analyzing loan parameters and borrower details to render decisions on credit applications.Key Responsibilities:Analyze loan parameters and borrower...
-
Chennai, Tamil Nadu, India HCLTech Full timeJob OverviewHCLTech is a leading global technology company that offers cutting-edge services to clients across various industries. We are currently seeking an experienced Mortgage Underwriter to join our team in Chennai.Job DescriptionThe successful candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with...
-
Residential Mortgage Underwriter
2 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeAt HCLTech, we're seeking a skilled Residential Mortgage Underwriter to join our team as a Quality Analyst. This is an exciting opportunity to work on the analysis of loan parameters and borrowers' details in residential mortgage underwriting.The ideal candidate will be responsible for conducting daily and weekly audits to ensure decisions rendered on credit...
-
Mortgage Underwriter for UK Residences
2 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the Role:We are seeking a highly skilled Mortgage Underwriter to join our team at HCLTech. In this role, you will be responsible for reviewing and processing mortgage applications for UK residences.Responsibilities:Analyze loan files for completeness and accuracyVerify applicant information against all documents within the fileEvaluate debt ratio,...
-
Senior Mortgage Underwriter
1 week ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the Role">This is a fantastic opportunity for an experienced mortgage underwriter to join our team in Chennai. As a senior mortgage underwriter, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.">Key Responsibilities">Meticulously review loan...
-
Mortgage Analyst and Underwriter
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the Role:HCLTech is seeking a highly skilled Mortgage Analyst and Underwriter to join our team.Responsibilities:Perform quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards.Manage daily operations along with client handling who should be well-versed...