Mortgage Underwriter Opportunity with HCLTech in Chennai
3 days ago
HCLTech is a leading global technology company that offers cutting-edge services to clients across various industries. We are currently seeking an experienced Mortgage Underwriter to join our team in Chennai.
Job DescriptionThe successful candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. Key responsibilities include meticulously reviewing loan applications, assessing documentation accuracy, verifying adherence to established lending criteria, and identifying any deviations or discrepancies.
Key Requirements- Proven experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay, and the asset being offered as security.
- Well-versed with the 4 C's of Credit.
- Extensive skill to adhere to regulatory and company guidelines and ability to understand complex-subject matters quickly.
- Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
- Experience in lending/credit policy, product, and Mortgage Insurance guidelines, and a high level of judgement in assessing applicant's credit worthiness.
- Experience in reaching out to external stakeholders via communication with Brokers/Lenders.
- Expertise in Customer centric communication with positive repo building.
The ideal candidate should possess:
- Bachelor's or Master's degree in any field.
- 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
- Proven work experience as a Mortgage Underwriter or similar role.
- Strong understanding of Australia, USA, or UK lending regulations is essential for this role.
- Excellent analytical and problem-solving skills, with meticulous attention to detail.
- Ability to communicate effectively with internal and external stakeholders at all levels.
- Familiarity with loan origination systems and other relevant software applications.
- Ability to work independently and prioritize tasks in a fast-paced environment.
We offer:
- Cab facility (up to 30 Kms only).
- Salary: Competitive and great in the industry.
- Excellent working environment.
- Free Cab for female employees.
- International Trainers.
- World-class exposure.
HCLTech is a rapidly growing large tech company with offices in 60+ countries across the globe and 222,000 employees. Our company is extremely diverse with 165 nationalities represented. We offer the opportunity to work with colleagues across the globe and promote a good work-life integration with real flexibility.
-
Chennai, Tamil Nadu, India HCLTech Full timeAustralian Mortgage Underwriting OpportunityWe are seeking an experienced Australian Mortgage Underwriter to join our team at HCLTech. As a key member of our underwriting team, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.The ideal candidate will...
-
Chennai, Tamil Nadu, India HCLTech Full timeWe are seeking an experienced Residential Mortgage Team Leader to join our team at HCLTech. This is a mortgage underwriting support process that involves analyzing loan parameters and borrower details.ResponsibilitiesManage a team of underwriters and senior underwriters to ensure on-time and quality deliverables.Communicate decisions to mitigate credit risks...
-
Residential Mortgage Underwriter
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeAt HCLTech, we're seeking a skilled Residential Mortgage Underwriter to join our team as a Quality Analyst. This is an exciting opportunity to work on the analysis of loan parameters and borrowers' details in residential mortgage underwriting.The ideal candidate will be responsible for conducting daily and weekly audits to ensure decisions rendered on credit...
-
Chennai, Tamil Nadu, India HCLTech Full timeAbout the Role:We are seeking a skilled Mortgage Underwriter to join our team in Chennai, India. As a Mortgage Underwriter, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Conduct thorough reviews of loan applications to assess...
-
Australian Mortgage Underwriting Specialist
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeWe are seeking a highly skilled and experienced Australian Mortgage Underwriting Specialist to join our team at HCLTech. As a specialist in mortgage underwriting, you will play a critical role in ensuring the accuracy and compliance of loan applications with bank policies, guidelines, and regulatory requirements.Job Summary:The ideal candidate will have...
-
Residential Mortgage Underwriting Expert
7 days ago
Chennai, Tamil Nadu, India HCLTech Full timeJoin HCLTech as a Residential Mortgage Underwriting ExpertWe are seeking a highly skilled and detail-oriented individual to join our team as a Residential Mortgage Underwriting Expert. This is an exciting opportunity for someone who wants to make a meaningful impact in the mortgage industry.About the Role:As a Residential Mortgage Underwriting Expert, you...
-
Residential Mortgage Underwriter
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeThis is an exciting opportunity for a Residential Mortgage Underwriter to join our team at HCLTech. As a key member of our underwriting team, you will play a crucial role in ensuring the integrity of our lending process.Job Summary:We are seeking an experienced mortgage underwriter with a strong analytical background to join our team. The successful...
-
Chennai, Tamil Nadu, India HCLTech Full timeJob Description:HCLTech is seeking a skilled Residential Mortgage Underwriting Analyst to join our team on a night shift. As a key member of our underwriting team, you will be responsible for rendering decisions on credit applications based on established criteria.About the Role:This is a Residential Mortgage Underwriting process which involves a complete...
-
Chennai, Tamil Nadu, India HCLTech Full timeJoin HCLTech as a Residential Mortgage Underwriting Quality Assurance Specialist and be part of our esteemed team in Chennai, Tamil Nadu. This role is ideal for individuals with 4-6 years of experience in residential mortgage underwriting, specifically in conventional, FHA, or VA loans.About the RoleWe are seeking a seasoned professional to lead quality...
-
Residential Mortgage Underwriting Team Lead
4 days ago
Chennai, Tamil Nadu, India HCLTech Full timeJob Description:HCLTech is seeking a highly skilled Residential Mortgage Underwriting Team Lead to join our night shift team. This is a mortgage underwriting support process that involves a thorough analysis of loan parameters and borrowers' details.Key Responsibilities:
-
Chennai, Tamil Nadu, India HCLTech Full timeHCLTech is seeking a highly skilled Senior Mortgage Underwriting Specialist to join their team. As a key member of the residential mortgage underwriting quality assurance team, this role will be responsible for conducting thorough audits and ensuring that loan applications are thoroughly reviewed in all aspects of credit, income, and assets.The ideal...
-
Residential Mortgage Underwriting Team Lead
20 hours ago
Chennai, Tamil Nadu, India HCLTech Full timeJob Overview:HCLTech, a leading global technology company, is seeking an experienced Residential Mortgage Underwriting Team Leader to join our team. This role offers a unique opportunity to lead a high-performing team and contribute to the success of our organization.Key Responsibilities:Manage a team of underwriters and senior underwriters to ensure timely...
-
Chennai, Tamil Nadu, India HCLTech Full timeHCLTech invites applications for a Mortgage Underwriting Team Leader position.Job SummaryThe selected candidate will be responsible for managing a team of underwriters, ensuring timely and high-quality deliverables. They will analyze loan parameters, borrowers' details, and communicate decisions to mitigate credit risks.Key Responsibilities
-
Mortgage Credit Decision Specialist
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeHCLTech is seeking an experienced Mortgage Credit Decision Specialist to join our team in Chennai. As a key member of our underwriting team, you will be responsible for reviewing and approving home loan applications in accordance with established lending criteria.The ideal candidate will possess strong analytical skills, attention to detail, and excellent...
-
Mortgage Underwriter for UK Residential Loans
3 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeOverview:">HCLTech is a leading technology company that specializes in delivering innovative solutions to clients across various industries.">Job Summary:">We are seeking an experienced Mortgage Underwriter to join our team in the UK. As a Mortgage Underwriter, you will be responsible for reviewing and evaluating mortgage applications to ensure compliance...
-
Chennai, Tamil Nadu, India HCLTech Full timeOverviewAt HCLTech, we are seeking a highly skilled Mortgage Underwriter to join our team in India. This is an exciting opportunity to work with a leading global finance institution and contribute to the success of our mortgage underwriting operations.
-
Mortgage Underwriting Analyst
7 days ago
Chennai, Tamil Nadu, India HCLTech Full timeJob Description:We are seeking a highly skilled Mortgage Underwriting Analyst to join our team in Chennai, Tamil Nadu. As a key member of our residential mortgage underwriting process, you will be responsible for analyzing loan parameters and borrower details to render decisions on credit applications.Key Responsibilities:Analyze loan parameters and borrower...
-
Chennai, Tamil Nadu, India HCLTech Full timeThis is a challenging role for an experienced underwriter who wants to excel in a dynamic and fast-paced environment. As a Residential Mortgage Underwriter Quality Assurance Specialist at HCLTech, you will be responsible for conducting daily and weekly audits to ensure that loan decisions are made in accordance with Fannie Mae / Freddie Mac guidelines.The...
-
Mortgage Underwriter for UK Residences
20 hours ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the Role:We are seeking a highly skilled Mortgage Underwriter to join our team at HCLTech. In this role, you will be responsible for reviewing and processing mortgage applications for UK residences.Responsibilities:Analyze loan files for completeness and accuracyVerify applicant information against all documents within the fileEvaluate debt ratio,...
-
Residential Mortgage Underwriting Expert
3 days ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the RoleWe are seeking a highly skilled Residential Mortgage Underwriting Expert to join our team at HCLTech. This is an exciting opportunity for a motivated and detail-oriented individual to work on residential mortgage underwriting processes.Job SummaryThis role involves analyzing loan parameters and borrower details, including income, credit, and...