
Rathi - Area Credit Manager
4 weeks ago
Key Responsibilities:
- Credit Appraisal: Conduct thorough credit appraisals for Loan Against Property (LAP) applications.
- Risk Assessment: Accurately assess credit risks associated with LAP proposals and provide well-reasoned recommendations.
- Policy Adherence: Ensure strict adherence to established credit policies, guidelines, and regulatory frameworks.
- Quality Underwriting: Maintain and ensure high-quality underwriting standards for all LAP cases, minimizing potential risks to the organization.
- Team Collaboration: Work closely with sales teams and other stakeholders to facilitate a smooth and efficient credit process.
What Makes You a Good Fit:
- Proven experience in credit appraisal and risk assessment for Loan Against Property (LAP).
- Strong understanding of credit policies and underwriting standards in the financial services sector.
- Excellent analytical and decision-making skills.
- Ability to identify and mitigate potential credit risks effectively.
- Good communication and interpersonal skills.
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