
Credit Analyst
3 weeks ago
Job Title: Credit Manager - LAS
Job Responsibilities:
- Assess creditworthiness of clients using financial statements, credit reports, and industry analysis
- Prepare detailed credit appraisal memos and risk assessments
- Monitor and track the performance of existing credit exposures and portfolios
- Develop and update internal credit rating models and scorecards
- Conduct regular portfolio reviews and ensure early warning systems are in place
- Liaise with business teams, legal, and operations for credit approvals and documentation
- Ensure compliance with internal credit policies and regulatory frameworks (RBI guidelines)
Required Qualifications & Skills:
- Bachelor's or Master's degree in finance, Accounting, Economics, or related field
- 2–5 years of experience in credit analysis, banking, NBFC
- Strong knowledge of financial statement analysis, ratios, and cash flow
- Proficient in Microsoft Excel Strong written and verbal communication skills
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