Credit Analyst
4 weeks ago
It is a specialized real estate investment firm dedicated to providing early-stage financing to developers. Our bridge financing solutions are designed specifically for real estate developers, offering capital at the pre-RERA registration stage to support their growth. Each transaction is carefully structured to meet the unique needs of our clients, ensuring they have the necessary resources and backing to succeed in today's dynamic real estate market.
We also offer SEBI-registered Category II Real Estate Alternative Investment Funds (AIFs) and a platform for private placement of debt, providing diverse financing solutions for the real estate sector.
Job Description
About the role:
As a Credit Analyst, you will be responsible for evaluating project feasibility, conducting rigorous risk assessments, leading due diligence processes — including legal, technical, corporate and financial. A critical part of the role will be negotiating deal terms and structuring deals that align with both developer requirements and investor expectations.
This position is ideal for someone who thrives in a high-accountability environment and is comfortable interacting with senior management, legal and technical advisors and real estate promoters. You'll have the opportunity to work closely with our founding team, contribute to strategic capital deployment decisions, and help shape the future of private debt in India's real estate sector.
Key Responsibilities:
- Credit Analysis: Review financial statements, credit reports, property appraisals, and other relevant data to assess the financial health of borrowers and the viability of real estate projects.
- Debt Structuring and Syndication: Design loans that suit the borrower's needs, prepare loan agreements and terms, collaborate with other lenders to share the loan.
- Due Diligence: Perform due diligence on potential borrowers and properties, including site visits, legal document reviews, and title searches.
- Risk identification and mitigation: Identify and assess credit risks, suggest strategies to mitigate risks and minimize exposure to ensure sound credit decisions.
- Committee sanctions: Prepare financial models to assess borrowers' creditworthiness and investment committee presentations for internal approvals and decisions.
- Documentation: Post approval from Committee, co-ordinate and manage the end-to-end documentation process — including drafting, reviewing and executing sanction letter and security documents.
- Periodical Monitoring: Regularly monitor existing loan portfolios to identify potential credit risks and take necessary actions to mitigate them.
- Relationship management: Build and maintain relationships with developers, investment partners, and internal stakeholders
- Required Skills:
- Understanding of real estate project loans and regulatory frameworks
- Data interpretation and Debt transaction structuring
- Conducting Due diligences
- Preparing financing models for sanctioning loans
- Leading negotiations with stakeholders
- Risk mitigation strategies
- Financial covenants tracking
- Excellent communication and stakeholder management skills
- Advanced MS Office (Excel, Word and PowerPoint)
Education and Experience:
- Minimum 1-3 years of experience in real estate finance, structured finance, debt syndication, NBFCs, AIFs, or private credit
- CFA ( All levels Cleared ) or MBA (in finance) or CA.
-
Senior Credit Rating Analyst
2 weeks ago
Mumbai, Maharashtra, India ACER Credit Rating Pvt. Ltd. Full timeCompany DescriptionACER Credit Rating is a new-age credit rating agency in India, combining deep domain expertise with modern technology and AI-driven insights. We are building a transparent, forward-looking platform that empowers investors, issuers, and regulators with accurate, timely, and unbiased credit opinions. As a next-generation CRA, our mission is...
-
Senior Credit Rating Analyst
2 weeks ago
Mumbai, Maharashtra, India ACER Credit Rating Pvt. Ltd. Full timeCompany DescriptionACER Credit Rating is a new-age credit rating agency in India, combining deep domain expertise with modern technology and AI-driven insights. We are building a transparent, forward-looking platform that empowers investors, issuers, and regulators with accurate, timely, and unbiased credit opinions. As a next-generation CRA, our mission is...
-
Senior Credit Rating Analyst
1 week ago
Mumbai, Maharashtra, India ACER Credit Rating Pvt. Ltd. Full timeCompany Description ACER Credit Rating is a new-age credit rating agency in India, combining deep domain expertise with modern technology and AI-driven insights. We are building a transparent, forward-looking platform that empowers investors, issuers, and regulators with accurate, timely, and unbiased credit opinions. As a next-generation CRA, our mission...
-
Credit Analyst
4 weeks ago
Mumbai, Maharashtra, India Three Across Full timeWe're Hiring: Risk Analysis- Global Aviation Finance | Based in Mumbai Are you passionate about the aviation, aerospace, and transportation sectors? Do you thrive in a high-performance credit and risk environment? We're looking for a Credit Risk Analyst to join our Global Aviation Finance Office in Mumbai. Role Overview: As part of our dynamic...
-
Credit Analyst
4 weeks ago
Mumbai, Maharashtra, India Three Across Full timeWe're Hiring: Risk Analysis- Global Aviation Finance | Based in Mumbai Are you passionate about the aviation, aerospace, and transportation sectors? Do you thrive in a high-performance credit and risk environment? We're looking for a Credit Risk Analyst to join our Global Aviation Finance Office in Mumbai. Role Overview: As part of our dynamic...
-
Credit Analyst
1 week ago
Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full timeCredit Analyst - Commercial Real Estate Position Overview: Looking for an experienced Senior Credit Manager to support the Credit & Risk team in assessing and managing credit applications for commercial real estate lending. The ideal candidate will have a strong foundation in financial analysis, credit assessment, credit notes, credit underwriting and...
-
Credit Wise Capital
4 weeks ago
Mumbai, Maharashtra, India credit Wise Capital Pvt Ltd Full timeJob Title:- Risk Analyst - Two Wheeler FinanceDepartment:- Risk & CreditReporting To:- Manager / Head - Risk & CreditRole Overview- The Risk Analyst will be responsible for assessing, monitoring, and mitigating credit and operational risks in the two-wheeler loan portfolio. The role involves analyzing borrower profiles, developing risk models, identifying...
-
Credit Analyst
3 weeks ago
Mumbai, Maharashtra, India Corenza Full timeJob DescriptionAbout CompanyIt is a specialized real estate investment firm dedicated to providing early-stage financing to developers. Our bridge financing solutions are designed specifically for real estate developers, offering capital at the pre-RERA registration stage to support their growth. Each transaction is carefully structured to meet the unique...
-
Credit Analyst
2 weeks ago
Mumbai, Maharashtra, India Corenza Full timeAbout Company It is a specialized real estate investment firm dedicated to providing early-stage financing to developers. Our bridge financing solutions are designed specifically for real estate developers, offering capital at the pre-RERA registration stage to support their growth. Each transaction is carefully structured to meet the unique needs of...
-
15h Left Credit Analyst
4 weeks ago
Mumbai, Maharashtra, India Three Across Full timeWe're Hiring: Risk Analysis- Global Aviation Finance | Based in Mumbai Are you passionate about the aviation, aerospace, and transportation sectors? Do you thrive in a high-performance credit and risk environment? We're looking for a Credit Risk Analyst to join our Global Aviation Finance Office in Mumbai. Role Overview:As part of our dynamic onshore Credit...
