Product Lead, Lending Lab

4 days ago

Bengaluru, Karnataka, India Branch International Full time

Branch Overview

Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa. We use alternative data to reach millions of people that are largely excluded from the financial sector.

Headquartered in Silicon Valley with operations in India, Nigeria and Kenya, Branch is a for-profit, socially conscious company built for scale and impact. Our mission-driven team—founded and led by the former CEO of Kiva.org—now spans 400+ employees globally. We're backed by investors such as Andreessen Horowitz, Visa, and the IFC.

Job Overview

Branch is launching Branch Lending Lab — a new team focused on discovering and validating the next suite of lending products for Branch. The Lending Lab team will serve as a sandbox for 0-to-1 prototypes and experimental credit products that can unlock long-term growth and financial inclusion.

As the founding Lead of Branch Lending Lab, you will head this new team. You will work closely with senior leaders across product, engineering, credit, and marketing to incubate new ideas, structure experiments, and determine what's worth scaling. Your role will sit at the intersection of product strategy and entrepreneurial exploration - with the freedom to move quickly and the responsibility to prioritize ruthlessly.

As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data. As a product-driven org, we value bottom-up innovation and decentralized decision-making. We believe the best ideas can come from anyone in the company, and create an environment where everyone feels empowered to propose solutions to the challenges we face.

Responsibilities

Build and lead a small, high-caliber innovation team focused on early-stage prototyping, user testing, and validation Work cross-functionally with product, engineering, and broader organization to test ideas and deliver working prototypes within weeks—not quarters. Define the review, success, and

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