National Credit Manager

4 weeks ago


mumbai, India Skill Ventory Full time

Roles and Responsibilities

Roles & Responsibilities :
1. Plan Credit Underwriting vision & outlook.
2. Create credit and underwriting policies & processes, infrastructure, development and deployment of underwriting models.
3. Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies.
4. Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.
5. Reviews credit policies with business goals while being up-to date on competition policies & practices.
6. Prepare Risk & Credit Decks on monthly basis.
7. Represent the company to the outside world, including lending partners, board of directors & other strategic alliances.
8. Aim to optimise Credit Risk management to facilitate the business- expansion plans
9. Develop strong internal and external relationships
. Responsible for ensuring sound understanding of credit policy across all relevant levels.
. Product management: managing the product function, product design, portfolios & performance on branch and central level.
. Product knowledge at market level & market segmentation, is necessary.


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