Head- Retail Asset

4 hours ago


Mumbai, India Antal International Full time

Job Description We're hiring for the profile of Head-Assets for Mumbai location Education/Experience : Any Postgraduate with Minimum 15 years of relevant exp in Retail Assets Reporting to:  ED /MD & CEO Industry:  Banking JOB SUMMARY: Build customer understanding through market research, introducing / strengthening customer segmentation and monitoring market development for Mortgage / MSME / Wheels / Gold Loan / WSL / BBG / LAP / Personal Loan / Credit Card products. Strengthen Assets sales mechanisms and sales force management. Closely monitor and analyse the Mortgage / MSME / Wheels / Gold Loan / WSL / BBG / LAP / Personal Loan portfolios of partner banks. Strengthen Assets' collections segmentation, processes and procedures. MUST: Ideally we would like a candidate it a 48 to 50 age bracket with exposure to handing secured assets like HL , LAP , WC and unsecured like PL , Credit Card, Small Business Loans etc. KEY RESPONSIBILITIES: • Business development of Assets’ Finance. Ensure Team Productivity, product Mix as per branch category. • Defining organizational strategy for Assets’ business and execution of same. Review and reengineering of all the existing processes. • Team building and manpower management. • Working with support functions for optimum TAT and service delivery. • Ensuring excellent portfolio quality. NPA to be within 2% for new product sourcing. • Business compliance and reporting. Conducts Periodic Reviews with the reporting team and on a regular basis. • Managing external & internal audits. Ensure audit grading of the branches. • Support and where necessary lead pilot testing and revising Assets’ products • Working with a credit risk management expert, support the development of risk management methodologies, both for initial creditworthiness review and for monitoring of loans. • Facilitating periodic training to Assets’ team on Product & Policy Changes. • Submit timely report to management / Board. Check Your Resume for Match Upload your resume and our tool will compare it to the requirements for this job like recruiters do.



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