Retail Asset Auditor
3 weeks ago
Key Responsibilities: Undertake audits of retail asset products and lending operations as per the approved risk-based audit plan, ensuring comprehensive coverage of processes and controls. Perform independent assessment of risks, evaluate internal controls, and conduct detailed financial and operational analyses to identify process gaps and control weaknesses. Review pre- and post-disbursement documentation, credit underwriting practices, and loan monitoring mechanisms for compliance with internal and regulatory requirements. Evaluate the effectiveness of Early Warning Signal (EWS) identification, tracking, and escalation mechanisms across retail lending operations. Identify deficiencies in risk evaluation, monitoring, and control processes; recommend practical and time-bound corrective actions. Ensure adherence to internal policies, RBI/NHB guidelines, Companies Act provisions, and other applicable regulatory frameworks. Prepare audit planning documents (Business Understanding Note, Audit Checklist) ensuring adequate scope and depth of coverage. Execute end-to-end audits independently - from fieldwork to reporting - and ensure timely closure of audit observations in the system. Support the preparation of audit reports, validate findings with business teams, and drive closure discussions with auditees. Undertake special reviews or investigations as directed by the Audit Committee, Senior Management, or Regulators. Guide and review work performed by new joiners or junior members in the retail audit team, ensuring quality and consistency in audit execution. Contribute to strengthening governance, risk management, and control culture within the retail lending business. Qualification: Chartered Accountant (Mandatory) Experience: Strong familiarity with Companies Act, RBI / NHB and other regulatory requirements. Significant experience in developing, testing, and assessing internal controls. Strong analytical skill with knowledge and understanding of the HFC, NBFC and Banking systems, internal control, and reporting processes. Up to 6 years of total work experience in internal audit and risk management of NBFC/ HFC/ Banking, and reputed audit firms. Preferred to have candidates from retail asset internal audit background who has managed central and branch audits. Piramal is an equal opportunity employer. Qualified applicants will be considered without regard to age, gender, marital status, sexual orientation, gender identity or expression, disability, or religion.
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Retail Asset Auditor
2 weeks ago
Mumbai, India Riverforest Connections Full timeFrom 3 to 8 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbai**Roles and Responsibilities** - Role : Retail Asset AuditorGrade : Deputy Manager / Manager / Senior ManagerLocation : ChandivaliJob purpose: To Carry out Audit of Centralized Operations of Retail Assets KEY RESPONSIBILITIES To work as part of the team to carry out Department...
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Retail Asset Auditor
1 week ago
mumbai, India Piramal Finance Full timeKey Responsibilities: Undertake audits of retail asset products and lending operations as per the approved risk-based audit plan, ensuring comprehensive coverage of processes and controls. Perform independent assessment of risks, evaluate internal controls, and conduct detailed financial and operational analyses to identify process gaps and control...
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Retail Asset Auditor
1 week ago
mumbai, India Piramal Finance Full timeKey Responsibilities: Undertake audits of retail asset products and lending operations as per the approved risk-based audit plan, ensuring comprehensive coverage of processes and controls. Perform independent assessment of risks, evaluate internal controls, and conduct detailed financial and operational analyses to identify process gaps and control...
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Retail Asset Auditor
7 days ago
Mumbai, India Piramal Finance Full timeKey Responsibilities:- Undertake audits of retail asset products and lending operations as per the approved risk-based audit plan, ensuring comprehensive coverage of processes and controls.- Perform independent assessment of risks, evaluate internal controls, and conduct detailed financial and operational analyses to identify process gaps and control...
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Retail Asset Audit Lead
4 days ago
mumbai, India beBeeRiskManagement Full timeThe Retail Asset Audit Lead role is a vital position in the organization's risk management framework.Key responsibilities include:Review and ensure adherence to internal processes and regulatory guidelines across retail lending businessAssess and recommend improvements to governance processes, risk management, and controlsDevelop, test, and assess internal...
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Head- Retail Asset
1 week ago
Mumbai, India Antal International Full timeJob Description We're hiring for the profile of Head-Assets for Mumbai location Education/Experience : Any Postgraduate with Minimum 15 years of relevant exp in Retail Assets Reporting to: ED /MD & CEO Industry: Banking JOB SUMMARY: Build customer understanding through market research, introducing / strengthening customer segmentation and monitoring...
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Head- Retail Asset
3 days ago
Mumbai, India Antal International Full timeJob Description We're hiring for the profile of Head-Assets for Mumbai location Education/Experience: Any Postgraduate with Minimum 15 years of relevant exp in Retail Assets Reporting to: ED /MD & CEO Industry: Banking JOB SUMMARY: Build customer understanding through market research, introducing / strengthening customer segmentation and monitoring market...
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Policy & Portfolio Monitoring-retail Assets
2 weeks ago
Mumbai, India Skillventory Full time**Policy **&** Portfolio Monitoring-Retail Assets**: - From 5 to 10 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbaior **Roles and Responsibilities** 1 Closely Associate with stakeholders to deliver projects on technology/process with overarching - knowledge on all key retail asset products vis; Credit Cards, Retail Loans, MFI, Agri Loans -...
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Lead - Retail Asset Audit
3 weeks ago
Mumbai, India Piramal Finance Full timeLocation: Kurla, MumbaiJob Overview:As Lead – Retail Audit, the incumbent will ensure strong risk management, controls, and governance across Piramal Finance’s retail lending business. This role provides independent assurance to senior leadership while driving improvements that enhance compliance, efficiency, and customer trust.Qualification: Chartered...
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Lead - Retail Asset Audit
3 weeks ago
Mumbai, India Piramal Finance Full timeLocation: Kurla, Mumbai Job Overview:As Lead – Retail Audit, the incumbent will ensure strong risk management, controls, and governance across Piramal Finance’s retail lending business. This role provides independent assurance to senior leadership while driving improvements that enhance compliance, efficiency, and customer trust.Qualification: Chartered...
