Product - LAP (Small ticket/Micro LAP)

4 weeks ago


Delhi, India Piramal Capital & Housing Finance Limited Full time
Job description

Product ManagementDeveloping New Products and Schemes and modification in existing products in the secured business loan segment (Small ticket/Micro-LAP)Approval, Rollout & Training of new product and schemes to all stakeholdersMonitoring performance and profitability of schemes and products

Process, Policy ManagementWork along with other stakeholders to create & streamline the process with a Digital First approachWork along with Policy & Credit teams to bring about changes in policy as required

Sales Support & Channel DevelopmentDeveloping new business channels, including alternate and DigitalDesigning & implementing campaigns, sales contests and programs to grow businessSupporting the sales teams in their various requirementsMeeting key stakeholders like Channel Partners, Online Aggregators to get their feedback

Competition BenchmarkingMaintaindataoncompetitionandexternalmarketandsuggestsuitablemodifications

Special ProjectsDesign &Develop various functionalities as per requirement

Strategic InitiativesAnalyzingMISandAnalyticstogivehighlevelinputsandstrategytotheseniormanagementtoimplementinitiatives.Responsible for designing strategy for resource allocation, new tie-ups, cross selling campaigns through referrers, policy and process improvement.ResponsibleforLeadManagementSystemsandensuretrackingandclosureoftheleads.Understandapplicationprocessingformortgagesacrossdifferentoperatingmodelsandlooktorecommendpossibleimprovement

Portfolio Attrition ManagementResponsible for portfolio attrition and re-alignment of strategy.Portfolio planning and trend analysisManaging customer interactions and escalations

TrainingConductandexecutetrainingprogramsforsalesteamsontheproductofferingsHandle sales support, budgeting, campaigns for the product/business


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