Manager- Risk Analytics

3 weeks ago


Delhi, India Home Credit India Full time

Job Description: Responsible for defining the credit underwriting framework Defining the strategies for credit approval and Credit Limit assignment Monitoring & meeting the acquisitionvintage risk levels within the risk appetite Defining the framework for repeat transaction authorization for revolving products Monitoring & meeting the transactionrisk levels within the risk appetite Portfolio management, limit management of the existing card portfolio Monitoring the incoming credit profiles, score distributions, approval rates etc. Ownership of the cross-sell UW engine – generating eligible customer base for CRM/sales teams Development, testing, and deployment of policy changes in underwriting decision engine (Blaze) Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science Working closely with Finance to provide inputs for budgeting, pricing, regulators Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies Engagement with collections department to optimize the risk levels – proving inputs on sourcing quality trends, key UW changes etc Desired Skills: SQL Expert, data Visualization tool, Python 6-10 years of relevant experience


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