Specialist -Credit Monitoring(MSME)

4 weeks ago


Delhi, India Ujjivan Small Finance Bank Full time
ROLE PURPOSE & OBJECTIVE

The incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces and competitors. He/She shall be also responsible in assisting Manager Policy (Credit MSME) in the IT driven projects, process improvement and new initiatives in the MSME vertical.

KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business/Financials (Only Relevant roles)

- To form credit policy for new products as may be introduced in MSME.- To form credit policies around the various partnerships with Fin-tech coming in on a regular basis.- To monitor regulatory framework and make policy to comply by the same.- Based on the requirements of the Business/Function Heads, collect data, analyze & interpret results using statistical techniques and provide reports to enable decision making.- Use complex data to prove a certain business hypothesis; provide data decision support for top management/Board.- Design and budget credit cost forecasting model, expense model for the department. Identify the gaps in case of under/over consumption. Work with credit team stakeholders to ensure that we do not overshoot budgets.- Liaison with other departments as required in execution of tasks.- To respond & to close queries raised in various audits.- Implement & execute deliverables as warranted by Compliance team.

Customer (Both Internal & External)

- Support the Credit to enhance the quality of product delivery to customers by identifying bottlenecks in the turnaround time and highlighting the same to them through careful analysis of the observations.- Provide advice to the regional teams in dealing with credit underwriting; serve as a single point of contact for queries & clarifications with respect to data for credit policies & processes.- Provide robust analysis of credit data to enable decision making in a timely manner.- Match the requirements from internal customers on analytics to ensure timely decision making & reduction of re-work.

Internal Process

- Review of applied policy of various MSME products to meet the risk needs of the prevailing economic environment.- Conduct Policy related trainings for benefit of front-line teams.- Review the portfolio performance in close association with risk teams and recommend policy amends accordingly.- Test the policy knowledge of the underwriting team and recommend DOA accordingly.- Coordinating with IT team for issue resolution related to credit- Timely submission of regulatory returns without compromise in quality in close liaison with various internal stakeholders.- Adhere to all timelines for the provision of data or key interpretations.

Innovation & Learning

- Knowledge transfer and grooming of new inductees into the team.- Train various credit as well as business teams for better comprehension on the credit policy.

Educational Qualifications:

Post Graduate in Management/Finance preferably Chartered Accountant/MBA in Finance with 3-4 years of relevant experience.

Experience:

- Preferred experience of 3-4 years or more in Credit Secured Loan products (Term loans/Working capital limits).- Experience in Credit Risk Management

  • delhi, India Ujjivan Small Finance Bank Full time

    ROLE PURPOSE & OBJECTIVEThe incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces...

  • Credit Analyst

    2 weeks ago


    delhi, India GrowthAlly Advisors Private Limited Full time

    Company DescriptionGrowthAlly Advisors Private Limited is a fastest growing financial advisory companies started by Ex-Bankers and seasoned finance professionals. GrowthAlly a team of young and energetic finance professionals with an extensive knowledge of strategic and business finance across the industries and geographies in India and overseas. GrowthAlly...

  • Credit Analyst

    2 weeks ago


    delhi, India GrowthAlly Advisors Private Limited Full time

    Company DescriptionGrowthAlly Advisors Private Limited is a fastest growing financial advisory companies started by Ex-Bankers and seasoned finance professionals. GrowthAlly a team of young and energetic finance professionals with an extensive knowledge of strategic and business finance across the industries and geographies in India and overseas. GrowthAlly...

  • Credit Analyst Lead

    2 weeks ago


    delhi, India Branch International Full time

    About BranchBranch delivers world-class financial services to the mobile generation. With offices in the United States, Nigeria, Kenya, and India, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone everywhere deserves fair...

  • Credit Analyst Lead

    1 week ago


    delhi, India Branch International Full time

    About BranchBranch delivers world-class financial services to the mobile generation. With offices in the United States, Nigeria, Kenya, and India, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone everywhere deserves fair...

  • Senior Credit Manager

    4 weeks ago


    delhi, India FlexiLoans Full time

    Who we are:FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment...

  • Credit Manager

    4 weeks ago


    delhi, India FlexiLoans Full time

    Who we are:FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment...

  • Credit Monitoring

    2 weeks ago


    delhi, India HDFC Bank Full time

    Job Purpose:EWS Framework Review, Implementation and Back-testing:Implementation and Enhancement of EWS framework across various products in the BankWorkflow management and efficiency improvement of the EWS processCreation/Enhancement of EWS (Early Warning Signal) alerts in co-ordination with key stakeholders like IT, Analytics, Credit, Business...

  • Credit Analyst

    4 weeks ago


    Delhi, India BridgeUp Full time

    We are looking for an experienced Credit Analyst to join our Mumbai-based team on a full-time basis. The ideal candidate will bring at least 2 years of experience specifically in handling SME, corporate and business loans. This role is perfect for someone who has a deep understanding of credit analysis for unsecured SME loans and is seeking a hybrid working...


  • Delhi, India AG Horizon Pvt. Ltd. Full time

    JD: Sustainability & Carbon Market Specialist We are seeking a highly skilled and motivated Sustainability & Carbon Credits Specialist to join our team. Deep understanding of carbon credits, carbon trading & sustainable business practices. Responsibilities: Market Analysis for Carbon Market & Sustainable business development. Executing & Managing carbon...

  • Credit Officer

    2 weeks ago


    New Delhi, India Indian MSME Helpline Pvt Ltd Full time

    **Responsibilities**: - Conduct thorough financial analysis and risk assessment to determine the feasibility and potential risks of granting loans. - Verify applicant information and documentation to ensure accuracy and compliance with regulatory requirements. - Collaborate with applicants, relationship managers, and other internal teams to gather necessary...


  • delhi, India The Bank Force Full time

    Position: Area Credit Manager – LAP- SME Loans- PuneCTC Upto 16 Lacs max.Requirements:Chartered Accountant (CA) or MBA (Finance).Minimum experience required of 4 years.Underwriting of secured loans - MSME customers.Reporting to: ZCM/RCMSpecific Responsibilities:Underwriting of EML & SME Cases: Evaluate and approve credit applications for LAP...

  • Dgm Credit

    2 months ago


    Delhi, India Morpheus Human Consulting Full time

    Reference Code: - 517-60 - Job Title: **DGM Credit - Financial Services - Delhi** - Category: - Financial Services - Job Description: - Job Title: DGM Credit (Wholesale) - Financial Services - Delhi- Job Responsibility- Managing Credit Risk and Credit Decisioning for the entire wholesale/ SME Portfolio - Assessing project/company financial models,...


  • Delhi, India The Bank Force Full time

    Position: Area Credit Manager – LAP- SME Loans- PuneCTC Upto 16 Lacs max.Requirements:- Chartered Accountant (CA) or MBA (Finance).- Minimum experience required of 4 years.- Underwriting of secured loans - MSME customers.Reporting to: ZCM/RCMSpecific Responsibilities:- Underwriting of EML & SME Cases: Evaluate and approve credit applications for LAP...

  • Avp - Credit Analysis

    3 weeks ago


    Delhi, Delhi, India Barclays Full time

    Job Title: AVP- Credit Analysis Location: Noida About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...

  • Credit Analysis

    2 weeks ago


    Delhi, Delhi, India Barclays Full time

    Job Title: Credit Analysis Location: Noida About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...

  • Senior Manager

    1 month ago


    New Delhi, India DMI Finance Private Limited Full time

    About DMI:Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing...

  • Senior Manager

    2 months ago


    new delhi, India DMI Finance Private Limited Full time

    About DMI:Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing...

  • Senior Manager

    1 week ago


    new delhi, India DMI Finance Private Limited Full time

    About DMI:Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing...


  • Delhi, India NextGen Consulting - NGC Corporate Resolution Private Limited Full time

    Company DescriptionNextGen Consulting - NGC Corporate Resolution Private Limited is a consulting firm located in Noida. Our mission is to empower rapid growth of companies, mostly in the MSME segment, through innovative business strategies, improved financial compliance and controls, risk management, and complete financial solutions. We collaborate with...