Credit Analysis

4 weeks ago


Delhi Delhi, India Barclays Full time

Job Title: Credit Analysis
Location: Noida

About Barclays
Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.

Risk and Control Objective
Take ownership for managing risk and strengthening controls in relation to the work you do.

Working Flexibly

Hybrid Working

Structured hybrid role:
Introduction
- Member of the ‘Risk - Centre of excellence’, Credit Sanctioning team, which is responsible for credit risk analysis, monitoring and limits administration for Financial Institution counterparties of Barclays.
- Effective credit risk management (evaluation of risk/exposure management) of credit risk within the various NBFI sectors such as Funds, Insurance, Broker/Dealer, Specialist Finance etc.
- Ensuring compliance with Bank’s credit risk policies & procedures and internal controls framework.

What will you be doing?
- Timely delivery of annual reviews, interim reviews, providing support or approval on transactions, ongoing portfolio monitoring and performing any other adhoc portfolio related exercise for the assigned NBFI portfolio.
- Undertake ongoing portfolio surveillance/monitoring encompassing the following key activities:

- Undertake fundamental credit analysis on assigned portfolio
- Timely action on transaction-level limit requests received from Front office and Product areas, including providing necessary approvals within individual authority
- Ensure all relevant Credit Risk policies, standards and procedures are followed
- Ensure that credit limits, internal grades and other credit parameters are aligned with the framework
- Liaising and communicating with other departments to ensure documentation requirements are met
- Maintain data integrity of relevant Credit Risk systems (and perform monthly credit grade attestation)
- On-going monitoring of portfolio for material developments affecting credit quality and the initiation of appropriate action
- Provide coaching and mentoring to junior colleagues, transferring skills and expertise as required ensuring delivery against targets and continuing professional and personal development
- Assist and support on-shore teams in responding to information requests from our banking system regulators

What we’re looking for:

- Basic knowledge of credit analysis, financial analysis and banking sector.
- Understanding of Corporate Banking as well as Investment Banking products, Opportunity Assessment and Deal Structuring.
- Familiarity with Microsoft Excel, Word and PowerPoint
- Masters / Professional qualification such as MBA/ CA/ CFA or equivalent

Skills that will help you in the role:

- Awareness of legislation affecting the Bank and customers
- Conceptual thinking - find innovative ways to solve analytical problems

Where will you be working?
Noida

Be More at Barclays
Interested and want to know more about Barclays? Visit home.barclays/who-we-are/ for more details.
Purpose, Values and Mindset
We deploy finance responsibly to support people and businesses, acting with empathy and integrity, championing innovation and sustainability, for the common good and the long term.
Our values underpin everything we do: Respect, Integrity, Service, Excellence and Stewardship.
Respect
We harness the power of diversity and inclusion in our business, trust those we work with, and value everyone's contribution.
Integrity
We operate with honesty, transparency and fairness in all we do.
Service
We act with empathy and humility, putting the people and businesses we serve at the centre of what we do.
Excellence
We champion innovation, and use our energy, expertise and resources to make a positive difference.
Stewardship
We prize sustainability, and are passionate about leaving things better than we found them.

Our Mindset shapes how we take action, living by our Values, driven by our Purpose, always with our customers and clients at the heart of what we do; our Mindset is to Empower, Challenge and Drive.
Empower
Trust and support each other to deliver. Make decisions with those closest to the topic. Include diverse perspectives. Celebrate success and learn from failure.
Challenge
Question whether things can be done better. Use insights based on data to inform decisions. Be curious about how we can adapt and improve. Speak up and be open to alternative viewpoints.
Drive
Focus on outcomes. Deliver with pace. Be passionate and ambitious about what we do. Take personal responsibility. Actively build collaborative relationships to get things done.


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