Credit Underwriter
5 months ago
Analyze credit data, income verification and other financial statements to determine the degree of risk involved in extending credit
- Complete a thorough, in-depth analysis of new credit requests. The process includes analysis of income proofs, repayment record, loan limits, ROI
- Compare liquidity, profitability, and credit histories of individuals being evaluated.
- Prepare reports that explaining the degree of risk involved in extending credit or lending money and strategizing ways to mitigate the risks
- Maintain portfolio of customers, monitor repayment progress and lead collections initiatives for delinquent accounts
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity
- Cross functional exposure with robust interactions with strategy, technology team, product teams for suggesting improvements in processes, system interfaces, etc.
- Regularly providing inputs to Policy Team basis findings and trends in the underwriting process.
Pay: ₹240,000.00 - ₹400,000.00 per year
**Benefits**:
- Food provided
- Leave encashment
- Provident Fund
Schedule:
- Day shift
**Experience**:
- total work: 1 year (preferred)
Work Location: In person
**Speak with the employer**
+91 9891185255
-
Credit Underwriter
4 weeks ago
Connaught Place, Delhi, Delhi, India Growcap Account Aggregation Private Limited Full time**Job Description - Credit Underwriter** - Assessing credit worthiness of a proposal by studying financial history basis documents submitted, market information, and reference checks. - Manual underwriting of personal loans - Perform Telephonic PD/verification checks for all proposals or applicants - FOIR calculations - Credit appraisals of loan applicants...
-
Strategic Credit Underwriter
3 weeks ago
Delhi, Delhi, India InCred Financial Services Full timeCredit Underwriting and Risk Management RoleIn this critical position at InCred Financial Services, you will lead the credit underwriting process for education loans, ensuring that our lending decisions are informed by thorough risk assessments and robust credit policies. Your expertise in credit and risk management will drive sustainable business growth...
-
Mortgage Underwriter
3 weeks ago
Delhi, India RapidBrains Full timeJob Overview: We are seeking a detail-oriented and experienced Mortgage Underwriter to assess residential mortgage loan applications. The ideal candidate will have a strong understanding of underwriting guidelines, regulatory compliance, and credit review. This role requires the ability to evaluate loan files thoroughly, ensuring compliance with company and...
-
Mortgage underwriter
3 weeks ago
Delhi, India RapidBrains Full timeJob Overview: We are seeking a detail-oriented and experienced Mortgage Underwriter to assess residential mortgage loan applications. The ideal candidate will have a strong understanding of underwriting guidelines, regulatory compliance, and credit review. This role requires the ability to evaluate loan files thoroughly, ensuring compliance with company and...
-
Mortgage Loan Underwriter
3 weeks ago
Delhi, Delhi, India RapidBrains Full timeMortgage Underwriter Job OverviewRapidBrains is seeking a detail-oriented and experienced Mortgage Underwriter to assess residential mortgage loan applications. The ideal candidate will have a solid understanding of underwriting guidelines, regulatory compliance, and credit review. This role requires the ability to evaluate loan files thoroughly, ensuring...
-
Head of Credit
2 months ago
delhi, India TheRecAI Full time7+ yrs exp || Consumer credit roles || Hands-on underwriting experience The company provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. The company has been growing rapidly since its inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud...
-
Head of Credit
4 months ago
Delhi, India TheRecAI Full time7+ yrs exp || Consumer credit roles || Hands-on underwriting experienceThe company provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. The company has been growing rapidly since its inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to...
-
Regional Credit Manager
2 months ago
Delhi, India Profectus Capital Pvt. Ltd Full timePosition: Regional Credit ManagerLocation : MumbaiQualifications: Chartered Accountant.Minimum experience: 8-10 years of credit underwriting experienceKey Responsibilities:Underwriting of SME (LAP)Team ManagementDriving optimal use of the Loan Origination System and Loan Management systemMonitor Delinquency and NPA to budgeted levels for the...
-
Dgm Credit
6 months ago
Delhi, India Morpheus Human Consulting Full timeReference Code: - 517-60 - Job Title: **DGM Credit - Financial Services - Delhi** - Category: - Financial Services - Job Description: - Job Title: DGM Credit (Wholesale) - Financial Services - Delhi- Job Responsibility- Managing Credit Risk and Credit Decisioning for the entire wholesale/ SME Portfolio - Assessing project/company financial models,...
-
Credit Manager
1 month ago
New Delhi, India Orange Shark Full timeJoin Our Team as a Credit Manager!Are you a seasoned Credit Manager looking for a new opportunity? We're hiring at multiple locations - Hyderabad, Delhi, and Bangalore. If you have a minimum of 2 years of experience in Credit Management, along with expertise in Credit Underwriting and Loan Management, we want to hear from you!Key Requirements:- Proven...
-
Assistant Credit Manager
3 weeks ago
delhi, India InCred Financial Services Full timeRoles & Responsibilities: • Responsible for Credit Underwriting of Education Loan. • Responsible for development of credit & risk management strategies for loan acquisition, ensuring sustainable business growth and a healthy portfolio. • Setting up process structure for credit risk & quality framework including the policy, Early warning Signals,...
-
Assistant Credit Manager
3 weeks ago
delhi, India InCred Financial Services Full timeRoles & Responsibilities:• Responsible for Credit Underwriting of Education Loan.• Responsible for development of credit & risk management strategies for loan acquisition, ensuring sustainable business growth and a healthy portfolio.• Setting up process structure for credit risk & quality framework including the policy, Early warning Signals,...
-
Assistant credit manager
3 weeks ago
Delhi, India InCred Financial Services Full timeRoles & Responsibilities:• Responsible for Credit Underwriting of Education Loan.• Responsible for development of credit & risk management strategies for loan acquisition, ensuring sustainable business growth and a healthy portfolio.• Setting up process structure for credit risk & quality framework including the policy, Early warning Signals,...
-
Assistant Credit Manager
3 weeks ago
Delhi, India InCred Financial Services Full timeRoles & Responsibilities:• Responsible for Credit Underwriting of Education Loan.• Responsible for development of credit & risk management strategies for loan acquisition, ensuring sustainable business growth and a healthy portfolio.• Setting up process structure for credit risk & quality framework including the policy, Early warning Signals,...
-
Dgm Credit
5 months ago
Delhi, Delhi, India Ace Skill Edutech Full timeJob Description:Job Title: DGM Credit (Wholesale) - Financial Services - Delhi Job Responsibility - Managing Credit Risk and Credit Decisioning for the entire wholesale/ SME Portfolio - Assessing project/company financial models, business plans and financial statement analysis - Constructively guiding the investment analysts/associates involved in...
-
Credit Process Associate
1 month ago
Connaught Place, Delhi, Delhi, India Growcap Account Aggregation Private Limited Full time**Role - Credit Processing Associate** - We are looking for a Credit Processing Agent who understands the work of credit underwriting, documentation and processing for unsecured credit. The primary focus will be to understand and implement credit policies, monitor and analyze credit data, interact with customers to verify and collect credit information and...
-
Assistant Credit Manager
3 weeks ago
Delhi, India InCred Financial Services Full timeRoles & Responsibilities:• Responsible for Credit Underwriting of Education Loan.• Responsible for development of credit & risk management strategies for loan acquisition, ensuring sustainable business growth and a healthy portfolio.• Setting up process structure for credit risk & quality framework including the policy, Early warning Signals,...
-
Credit Process Associate
3 months ago
Connaught Place, Delhi, Delhi, India Growcap Account Aggregation Private Limited Full time**Role - Credit Processing Associate** - We are looking for a Credit Processing Agent who understands the work of credit underwriting, documentation and processing for unsecured credit. The primary focus will be to understand and implement credit policies, monitor and analyze credit data, interact with customers to verify and collect credit information and...
-
Assistant Credit Manager
3 weeks ago
delhi, India InCred Financial Services Full timeRoles & Responsibilities: • Responsible for Credit Underwriting of Education Loan. • Responsible for development of credit & risk management strategies for loan acquisition, ensuring sustainable business growth and a healthy portfolio. • Setting up process structure for credit risk & quality framework including the policy, Early warning Signals,...
-
Assistant Credit Manager
3 weeks ago
delhi, India InCred Financial Services Full timeRoles & Responsibilities: • Responsible for Credit Underwriting of Education Loan. • Responsible for development of credit & risk management strategies for loan acquisition, ensuring sustainable business growth and a healthy portfolio. • Setting up process structure for credit risk & quality framework including the policy, Early warning Signals,...