Credit Underwriter

5 months ago


Delhi Delhi, India R K BANSAL FINANCE PVT LTD Full time

Analyze credit data, income verification and other financial statements to determine the degree of risk involved in extending credit
- Complete a thorough, in-depth analysis of new credit requests. The process includes analysis of income proofs, repayment record, loan limits, ROI
- Compare liquidity, profitability, and credit histories of individuals being evaluated.
- Prepare reports that explaining the degree of risk involved in extending credit or lending money and strategizing ways to mitigate the risks
- Maintain portfolio of customers, monitor repayment progress and lead collections initiatives for delinquent accounts
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity
- Cross functional exposure with robust interactions with strategy, technology team, product teams for suggesting improvements in processes, system interfaces, etc.
- Regularly providing inputs to Policy Team basis findings and trends in the underwriting process.

Pay: ₹240,000.00 - ₹400,000.00 per year

**Benefits**:

- Food provided
- Leave encashment
- Provident Fund

Schedule:

- Day shift

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

**Speak with the employer**
+91 9891185255


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