Business Head

2 days ago

Mumbai, India FatakPay Full time

Job Title: Head – Business Head -Fintech (Digital Business)

Location:

Mumbai, Andheri east

Company Type:

Fintech / NBFC

Reporting to:

CBO

Kindly share your resumes on –

Role Overview:

We are seeking a dynamic and strategic leader to head our
Personal Loan vertical

. The ideal candidate will be responsible for
P&L ownership

, designing and executing business strategies, product development, risk management, partnerships, and digital growth in the personal loan segment. This role requires deep knowledge of unsecured lending, fintech innovations, customer acquisition, and credit policies.

Key Responsibilities:

1. Business Strategy & Growth

  • Own end-to-end P&L for the personal loan business.
  • Define business plans, growth roadmap, and product strategies.
  • Drive customer acquisition through digital, affiliates, paartnerships and co-lending partnerships.
  • Identify cross-sell and up-sell opportunities within the portfolio.

2. Product & Process Management

  • Develop innovative personal loan products aligned with customer needs.
  • Optimize loan approval TAT, onboarding journey, and digital lending processes.
  • Work with technology teams to build seamless digital journeys (app/web).

3. Risk & Credit Management

  • Collaborate with credit/risk teams to define policies, scorecards, and underwriting models.
  • Monitor portfolio quality, delinquency, and NPA trends.
  • Implement robust fraud detection & collection strategies.

4. Stakeholder & Team Leadership

  • Lead and build a high-performing sales, product, and operations team.
  • Manage relationships with affiliates, fintech partners, credit bureaus, and lenders.
  • Work closely with regulators, auditors, and compliance teams.

5. Financial & Regulatory Oversight

  • Ensure compliance with RBI and NBFC regulations.
  • Drive profitability through sustainable interest income, fees, and cost efficiency.
  • Regularly track performance metrics – disbursements, yields, PAR/NPA levels.

Key Requirements:

  • Education:
    MBA/CA/Finance/Business Management from a reputed institute.
  • Experience:
    10–15 years of experience in retail lending, with at least 5 years in personal loans.
  • Proven track record in scaling unsecured loan portfolios in NBFCs/Fintechs/Banks.
  • Strong knowledge of credit policies, regulatory guidelines, and digital lending.
  • Excellent leadership, negotiation, and stakeholder management skills.
  • Tech-savvy mindset with exposure to digital loan origination & alternative credit models.

Key Skills:

  • P&L Management
  • Business Development & Partnerships
  • Digital Lending & Product Innovation
  • Risk & Credit Policy
  • Collections & Recovery Oversight
  • Regulatory & Compliance Knowledge
  • Team Leadership & Strategic Thinking

Kindly share your resumes on –

  • Business Head

    2 weeks ago

    Mumbai, Maharashtra, India eProtect 360 Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Company DescriptioneProtect 360 offers comprehensive cyber security services, including NextGen SOC, auditing, consulting, training, and certification. We are dedicated to providing state-of-the-art security solutions to protect your business. Our team of experts helps organizations improve their security posture by delivering customized services tailored to...

  • Business Head

    2 weeks ago

    Mumbai, Maharashtra, India Michael Page Full time

    Job Description- Working with with one of the leading fire protection companies in India- Lead and grow the new business vertical for domestic and international marketsJob Description- To create a professional organization to establish business in domestic and international B2C and B2B segment.- Create our own sales network by appointing distributors with...

  • Business Head

    4 weeks ago

    Mumbai, Maharashtra, India Aspire Higher HR Solutions Full time

    We are searching for a Business Head for an e-commerce and rural retail distribution business. The Business Head will scale existing sales, improve fulfillment, optimize product mix, and drive consumer and retailer growth through both digital and on-ground channels Key Responsibilities : Own and scale full P&L profitably. Grow both direct-to-consumer...

  • Business Head

    7 days ago

    Mumbai, Maharashtra, India Be Sold Out Full time

    JOB DESCRIPTION – Business Head (Mumbai)Our client is a leading provider of Software Solutions & Services to Educational Institutes and Corporates.With our high-end technologies and development processes we consistently deliver high quality solutions on time and in budget.A wide range of IT experience, flexible policies, and efficiently managed work...

  • Business Head

    1 week ago

    Mumbai, Maharashtra, India Be Sold Out Full time

    JOB DESCRIPTION – Business Head (Mumbai)Our client is a leading provider of Software Solutions & Services to EducationalInstitutes and Corporates. With our high-end technologies and development processes we consistently deliver high quality solutions on time and in budget. A wide range of IT experience, flexible policies, and efficiently managed work...

  • Zonal Business Head

    2 days ago

    Mumbai, India Hiring for All Full time

    Hiring: Zonal Business Head - Corporate Sales - For a Leading Insurance Broking Company A leading insurance Broking company is a professional services firm with its head office in Mumbai, specializing in Insurance Broking and Risk Management Consulting. We are seeking a Zonal Business Head - Corporate Sales to lead our team. Job Summary The Zonal Business...

  • Business Head

    1 week ago

    Mumbai, Maharashtra, India Be Sold Out Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    JOB DESCRIPTION – Business Head (Mumbai)Our client is a leading provider of Software Solutions & Services to EducationalInstitutes and Corporates. With our high-end technologies and development processes we consistently deliver high quality solutions on time and in budget. A wide range of IT experience, flexible policies, and efficiently managed work...

  • Business Head

    2 days ago

    Mumbai, India Be Sold Out Full time

    JOB DESCRIPTION – Business Head (Mumbai) Our client is a leading provider of Software Solutions & Services to Educational Institutes and Corporates. With our high-end technologies and development processes we consistently deliver high quality solutions on time and in budget. A wide range of IT experience, flexible policies, and efficiently managed work...

  • Business Head

    7 days ago

    Mumbai, Maharashtra, India BuildINT Full time

    We're Hiring: Business Head - CCTV & IoT Solutions. Location: Mumbai, India. Company: Lightforce Buildint Pvt. Ltd. Industry: IoT, Smart Surveillance, Smart Infrastructure. Role Overview: We're looking for a dynamic and strategic Business Head to lead our growth in the CCTV and IoT verticals. If you're a visionary leader with deep domain expertise and a...

  • Business Head

    1 week ago

    Mumbai, Maharashtra, India Rasonacle Full time

    Business Head - EPC (Pharma and Life Sciences) LOCATION: MumbaiAbout the Role:We are seeking a highly accomplished Business Head to lead a group of companies specializing in HVAC, cleanrooms, and turnkey EPC projects for the pharmaceutical and life sciences industry. This strategic leadership role will be responsible for driving business growth, operational...