
Cluster Manager- Credit
3 weeks ago
Roles and Responsibilities
- Manage a team responsible for credit appraisal and underwriting across multiple locations.
- Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control.
- Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries.
- Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products.
- Ensure compliance with regulatory requirements, internal policies, and industry standards.
Desired Candidate Profile
- 7-10 years of experience in home loan credit underwriting or related field (NBFC).
- MBA/PGDM degree from a reputed institution (any specialization).
- CA qualification preferred but not mandatory.
- Strong understanding of credit assessment, credit policy formulation, credit risk analysis, credit processing, credit underwriting principles.
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