Credit Manager

7 days ago

Bengaluru Mumbai Pune, India Tata Capital Full time ₹ 6,00,000 - ₹ 12,00,000 per year

  1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.

  2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.

  3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.

  4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.

  5. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.

  6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties

  7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems

  8. Exceed service quality standards and strive for continuous process improvement

  9. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.

  10. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.

  11. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.

  12. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.

  13. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies

  14. Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.

Educational Qualification: Post Graduate/ Graduate in any discipline

Location: mumbai,delhi,pune,bangalore,hyderabad,chennai

  • Credit Underwriting Intern

    2 days ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Chief Credit Officer

    2 weeks ago

    Mumbai, India SME CREDIT CHECK PVT. LTD. Full time

    Role Overview: SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services....

  • Chief Credit Officer

    7 days ago

    Mumbai, Maharashtra, India SME CREDIT CHECK PVT. LTD. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role Overview:SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services.Key...

  • Credit Saison

    4 weeks ago

    Mumbai, Maharashtra, India Credit Saison Finance Pvt Ltd Full time

    About Credit Saison:Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

  • Credit Underwriter

    1 week ago

    Mumbai, India CREDIT FAIR Full time

    **Roles & Responsibilities** - Ability to identify and make recommendations for approval policy exceptions. - Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations. - Evaluating the creditworthiness of potential customers. - Ensuring all loans and lending procedures comply...

  • Credit Manager

    5 days ago

    Bengaluru, Mumbai, Pune, India Tata Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Key Deliverables:Timely due diligence of the funding proposals of the branchesEnsuring the Credit policy implementationsManaging and supervising FI agency/ valuation agency operationsEnsuring quality portfolio of the branches within the set parametersConducting training for FI/Channels and cross verticals at regular intervalsVisiting Channels/ Branches and...

  • Credit Manager

    1 day ago

    Pune, Maharashtra, India Naukri Hospitality Jobs Full time ₹ 1,20,000 - ₹ 3,60,000 per year

    We are looking for a highly skilled and experienced Credit Manager to join our team at Marriott International. The ideal candidate will have a strong background in credit management and a passion for the hospitality industry.Roles and ResponsibilityManage and analyze credit data to identify trends and areas for improvement.Develop and implement effective...

  • Credit Saison

    4 days ago

    Bengaluru, India Credit Saison Finance Pvt Ltd Full time

    Deputy Manager – Culture & EngagementLocation: Bangalore | Function: People & CultureAbout Credit Saison India:Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies...

  • Credit Manager

    4 weeks ago

    Mumbai, Maharashtra, India AnandRathi Full time

    Job DescriptionAnand Rathi share and stock brokers limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey.Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.- Risk Assessment: Evaluating the level of credit risk...

  • Manager Credit

    1 day ago

    Pune, Maharashtra, India Astha Banerjee Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    The Manager – Credit & Risk supports the branchRole Category: Credit & Risk / Corporate BankingPrepare and present credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based). Required Candidate profileGraduate with 8–12 years of experience in major scheduled commercial banksStrong knowledge of credit appraisal, risk...