
Manager - Business Loans - Indirect, LAP
3 weeks ago
- A Manager - Business Loans - Indirect, handling LAP (Loan Against Property), for Lucknow is tasked with driving loan sales and business growth through indirect channels such as DSAs, brokers, and strategic partnerships.
Key Responsibilities
- Manage sales for Business Loans and LAP through cross channels (DSA/branch/broker) and open market sources in Lucknow.
- Develop and expand the distribution network, appoint and support new channel partners, and ensure their high productivity.
- Meet and explain products to clients (including HNI customers), builders, and project owners; coordinate builder tie-ups and approvals for LAP.
- Drive growth by onboarding new branches and DSAs, providing training and development to partners and internal teams.
- Liaise with internal teams (credit, legal, technical, operations) to ensure smooth processing from application to disbursal.
- Cross-sell and multi-sell associated products (insurance, CASA, credit cards) to maximize revenue.
- Monitor and report sales performance, pipeline health, and customer feedback using MIS and business reports.
- Guarantee top-class customer service that boosts satisfaction and NPS scores; maintain regulatory compliance and portfolio quality.
Required Qualifications & Skills
- Graduation or MBA, with at least 2 years' experience in business loan or LAP sales via DMA/DST/DSA/branch partnerships.
- Excellent relationship management, sales, negotiation, and service orientation.
- Good understanding of secured loan processes and credit policies, and ability to manage deal flow and team productivity.
Job Type: Permanent
Pay: ₹400, ₹800,000.00 per year
Benefits:
- Health insurance
- Provident Fund
Experience:
- Loan: 1 year (Required)
- Banking: 2 years (Required)
- Field sales: 2 years (Preferred)
Work Location: In person
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