Manager/Senior Manager- Retail Financing
3 weeks ago
Greaves Electric Mobility 3 Wheeler Business is a leading company in India, specializing in the production of high-quality three-wheelers for the domestic market. We are committed to innovation, sustainability, and customer satisfaction. To support our growth and expansion within India, we are seeking a highly experienced Retail Financing Manager to join our dynamic team.
Job Description:
We are looking for a seasoned Retail Financing Manager with a minimum of 5 years of relevant experience to oversee and manage the retail financing operations of our three-wheeler business. The ideal candidate will play a pivotal role in ensuring that our customers across the region have access to seamless financing solutions, enabling them to purchase our vehicles with ease.
Job Location -
Bengaluru
Key Responsibilities:
Develop and Implement Financing Strategies:Create and execute comprehensive retail financing strategies to promote the sales of our three-wheelers across the regionAnalyze market trends and competition to identify opportunities for growth.Collaborate with Retail Financing Partners:Leverage your extensive experience and network to build and maintain strong relationships with retail financing partners, including NBFCs (Non-Banking Financial Companies) and banks, to secure favorable financing terms for customers across the region.Negotiate and establish financing agreements and partnerships to expand our financing options.Dealer Network Collaboration:Collaborate with our dealer network across India to provide training and support on financing options.Ensure that dealers are well-equipped to guide customers through the financing process.Customer Relationship Management:Address customer inquiries and concerns related to financing options promptly and professionally, regardless of their location.Ensure a smooth financing process for customers by coordinating with financing partners.Credit Risk Management:Utilize your deep understanding of credit risk assessment to evaluate the creditworthiness of customers applying for financing across the region.Develop and implement advanced risk mitigation strategies to minimize loan defaults.Regulatory Compliance:Stay up-to-date with financial regulations in India and ensure that all financing practices adhere to legal and ethical standards.Data Analysis and Reporting:Utilize your extensive experience to perform in-depth data analysis, track the performance of financing programs across India, and make data-driven decisions.Prepare detailed and insightful reports on financing activities and present findings to senior management.
Qualifications:
Bachelor's degree in Finance, Business Administration, or a related field. MBA preferred.Minimum of 5 years of relevant experience, with a significant portion in a similar role in retail financing within the automotive industry.Strong understanding of financial principles, lending processes, and credit risk assessment.Excellent communication and negotiation skills, with a proven ability to leverage your extensive network of industry contacts.Ability to work collaboratively with cross-functional teams.Thorough familiarity with regulatory requirements related to retail financing in India.
If you are a highly experienced and results-driven professional with a passion for the mobility industry in India, we encourage you to apply. Join our team and lead our efforts in delivering high-quality three-wheelers to customers across the region.
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