Relationship Management Business Banking

4 weeks ago


bangalore, India DBS Bank Full time
Relationship Management Business Banking - CPS-(WD49687)

Job Title  Relationship Manager

Department  SME, India

Section/ Business Area  IBG 4

Job Status  Permanent/ Full Time

Job Purpose

To acquire and build a well-diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to healthy income with an acceptable risk to the bank. Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank. 

Key Accountabilities

Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 100 Crore, aligned to Bank Lending Policy Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross Sell of Trade, Liabilities, Cash, Treasury, Fee, etc. Play an instrumental role in increasing the Profitability of the Branch. Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL. Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 –Topline and Bottom-line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio. Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events. To comply with the Bank’s process & policies and ensure positive ratings during all Country / Group audits.

Job Duties & Responsibilities

Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 100 Crore, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team. Cross Sell of Liability, Trade, Cash and Treasury Product actively. To achieve the individual Budgeted revenues through all product parameters Conduct Proper Due diligence while on-boarding New Asset Relationships. On board clients with a clear account plan highlighting the revenue potential, risks and mitigants. Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the bank. Constant Monitoring of the Portfolio and ensure Timely Renewals. Provide regular feedback to the credit and portfolio team about various developments in the client’s business. Work closely with the monitoring team for early warning signals and take appropriate actions as identified. Thorough monitoring of accounts sourced and keep track on customer’s business and report any early warning signals. Ensure Timely Renewals of Accounts. Ensure that the covenants and conditions prescribed by the credit team are consistently met. Adherence to strict KYC/AML requirements. MIS to be provided to the central team for further reporting, within the stipulated guidelines. Timely Completion of Learning Programs as assigned by DBS for time to time. To comply with the Bank’s process & policies. To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA’s, Influencer’s and Industry association to be updated on the current market practice and local intelligence. To be responsible for submitting any material information around business Opportunities and Industry/Customer Risk, same shall be reported to the senior functional management at regular interval.

Required Experience

Overall, 3- 5 years of experience in sales. 2 years of sales experience in SME/Business Banking Lending. Proven sales track record in asset business in the SME/Business Banking segment. Knowledge of competitors and marketplace Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred.

  • bangalore, India HSBC Full time

    Some careers open more doors than others.   If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business...

  • Relationship Manager

    2 months ago


    bangalore, India Skill Ventory Full time

    Roles and Responsibilities Revenue Generation Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management 1 Seek and acquire new client relationships by understanding the customers financial needs and provide suitable...


  • bangalore, India 0797 Deutsche Bank Aktiengesellschaft, Filiale Bangalore Full time

    Description Business clients is responsible for supporting the planning, management and control of the businesses portfolio with the aim of optimizing the businesses financial needs. They're also responsible for the KYC process and implementation of all other regulatory requirements. Work includes: •Selling directly to the end consumer/business...


  • bangalore, India HSBC Full time

    Some careers open more doors than others. If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business...


  • Gurgaon / Gurugram, Bengaluru / Bangalore, India Rudra Printing Solutions Full time

    Overview: As an Elite Relationship Manager, you will be responsible for managing and nurturing relationships with high-net-worth individuals or elite clientele. Your primary goal will be to provide exceptional service, tailored financial solutions, and personalized attention to meet the unique needs and goals of our elite clients. This role requires a deep...

  • Corporate Banking

    4 weeks ago


    bangalore, India Citi Full time

    The Senior Relationship Manager is a senior-level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions in coordination with the Institutional Banking team. The Senior Relationship Manager also serves as an...

  • Relationship Manager

    2 months ago


    bangalore, India Skill Ventory Full time

    Roles and Responsibilities Position Summary: To serve companies in the PSU/ Government space, into lending and supporting the banking needsPosition Responsibilities Sources new clients through active referrals from clients in existing portfolio and self-generated leads. Easily establish relationship with customers and build a rapport. Manage existing...

  • Corporate Banking

    4 weeks ago


    bangalore, India 23443 Citibank N.A. India - INR CCY Full time

    The Senior Relationship Manager is a senior-level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions in coordination with the Institutional Banking team. The Senior Relationship Manager also serves as an...


  • bangalore, India Razorpay Full time

    The Role: The role will involve managing the key banking partners, managing client relationships, and ensuring prompt resolution for effective stakeholder management. You will be responsible for ensuring smooth operational processes between our fintech platform and banking partners, enhancing collaboration, and driving efficiency.  Key...


  • bangalore, India Snaphunt Full time

    The Offer Opportunity within a company with a solid track record of performance Join a market leader within Telecommunications Leadership Role The Job You will be responsible for : Acquiring and managing relationships with corporate and institutional clients in your area of focus to achieve sales targets and business objectives. Suggesting trade ideas...


  • bangalore, India Snaphunt Full time

    The Offer Opportunity within a company with a solid track record of performance Join a market leader within Telecommunications Leadership Role The Job You will be responsible for : Acquiring and managing relationships with corporate and institutional clients in your area of focus to achieve sales targets and business objectives. Suggesting trade ideas...


  • bangalore, India Standard Chartered Bank Full time

    Role Responsibilities Business Achieve personal sales target Segment focus, customer focussed needs-based selling Being a Priority Clients Acquisition Executive, focus has to be on acquiring new HVS customer relationship and fulfilling needs with respect to Liabilities, Insurance and Investment for such customers as mandated by the Bank....


  • bangalore, India Standard Chartered Bank Full time

    Role Responsibilities Business Achieve personal sales target Segment focus, customer focussed needs-based selling Being a Priority Clients Acquisition Executive, focus has to be on acquiring new HVS customer relationship and fulfilling needs with respect to Liabilities, Insurance and Investment for such customers as mandated by the Bank....


  • bangalore, India Vidpro Consultancy Services Full time

    We are looking for a candidatefrom the online payment industry who has managed Banking /Financial partnerships banking alliances and have closely workedwith banks and other financial partners Shouldbe aware of the pricing structure in online payments for cards netbanking schemes interchanges etc and should have good negotiationskills Should be the bridge...


  • bangalore, India Vidpro Consultancy Services Full time

    We are looking for a candidatefrom the online payment industry who has managed Banking /Financial partnerships banking alliances and have closely workedwith banks and other financial partners Shouldbe aware of the pricing structure in online payments for cards netbanking schemes interchanges etc and should have good negotiationskills Should be the bridge...

  • Relationship Manager

    3 weeks ago


    bangalore, India Anand Rathi Share and Stock Brokers Ltd Full time

    The ideal candidate will be responsible for gaining a deep understanding of the clients' business objectives and challenges and creating strategic recommendations based off of this understanding. You will do so by building a strong relationship with our clients and analyzing our clients' data. Essentially, you will act as the main point of contact for our...


  • bangalore, India TALCHEMIST Full time

    Established by seasoned HR professionals from Honeywell, Dell, SAP Labs, TCS and Accenture, TALCHEMIST provides end to end staffing solutions to leading corporates across industries, pan India. We specialise in recruitment of mid and senior level professionals across all verticals. With business models increasingly being built around talent, mere Acquisition...


  • bangalore, India TALCHEMIST Full time

    Established by seasoned HR professionals from Honeywell, Dell, SAP Labs, TCS and Accenture, TALCHEMIST provides end to end staffing solutions to leading corporates across industries, pan India. We specialise in recruitment of mid and senior level professionals across all verticals. With business models increasingly being built around talent, mere Acquisition...


  • bangalore, India Riverforest Connections Private Limited Full time

    Job Description Relationship Manager-  TASC & Institutional Business TASC & Institutional Business' vertical is a part of 'Retail Liabilities' division of Bank's segment. It is Company's dedicated Sales/Relationship Channel for customer segments like Trusts, Societies, Educational bodies, Associations, Embassy/ Diplomatic Missions, Govt. Departments/...


  • bangalore, India Riverforest Connections Private Limited Full time

    Job Description Relationship Manager-  TASC & Institutional Business TASC & Institutional Business' vertical is a part of 'Retail Liabilities' division of Bank's segment. It is Company's dedicated Sales/Relationship Channel for customer segments like Trusts, Societies, Educational bodies, Associations, Embassy/ Diplomatic Missions, Govt. Departments/...