Product Manager Lending/Loans

3 days ago

Bengaluru, India Fi Full time

Fi is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment options.

We are looking for a Product Manager (Lending) who will own the end-to-end product lifecycle — from strategy to execution — while ensuring regulatory compliance and a seamless customer experience.You will play a pivotal role in building core credit infrastructure, collaborating with internal teams and external partners, and driving product innovation to establish Fi as a leading digital-first lender.

What You'll Do

  • Scale existing lending products across personal loans, credit cards, and partner programs.
  • Optimize LOS/LMS and repayment systems for higher efficiency, stability, and user adoption.
  • Drive automation and self-serve workflows across disbursal, repayments, and collections.
  • Partner with credit risk & collections teams to design data-led interventions for reducing NPAs.
  • Launch portfolio enhancement initiatives like dynamic pricing, cross-sell, and pre-approved offers.
  • Work with internal analytics teams to track portfolio performance and build decision dashboards.
  • Collaborate with external partners, credit bureaus, fintech vendors, and regulators to enable new features and programs.
  • Influence partners and internal stakeholders to prioritize initiatives that improve scale and profitability.
  • Experiment and ship customer-facing features to improve adoption, repayment rates, and credit journey satisfaction.
  • Ensure compliance with NBFC regulatory frameworks while innovating responsibly.

What We're Looking For

  • 6–8 years of product management experience, preferably in fintech or consumer lending.
  • Strong track record of scaling lending products (PL, credit cards, BNPL, LAP, etc.).
  • Familiarity with LOS, LMS, repayment, and collections systems.
  • Experience working with credit risk, collections, and compliance functions in a regulated setup.
  • Analytical and data-driven decision-making skills with a focus on portfolio health and profitability.
  • Comfort with fast-paced, high-growth environments and managing multiple priorities.

This is a 5 days work from office role and we are in Brookfield, Bengaluru.

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