Hiring || Functional Tester – Credit Cards

2 days ago


Kolkata, India 2coms Full time

Job Description: Functional Tester – Credit Cards &  Payments Domain   Key Responsibilities   1. Functional Testing   ∙ Perform functional, integration, system, and end-to-end testing for credit card  platforms and payment applications.   ∙ Validate card lifecycle processes such as  application, issuance, authorization,  clearing, settlement, collections, rewards, chargeback/disputes , etc.   ∙ Execute test scenarios for payment instruments including  credit cards, debit cards,  prepaid cards, virtual cards, and tokenized payments .   ∙ Test transaction flows across channels like  POS, e-commerce, mobile wallets, UPI,  payment gateways, and card networks .   2. Test Design & Documentation   ∙ Analyze BRDs, FSDs, and user stories to create detailed  test plans, test cases, and  RTM .   ∙ Document test results, defects, and status reports using standard QA tools (JIRA,  ALM, Azure DevOps, etc.).   ∙ Ensure test coverage and quality standards are met before release.   3. Domain Expertise   ∙ Understand card scheme rules (Visa, Mastercard, Amex, RuPay) and  ISO8583/ISO20022 message formats.   ∙ Validate  authorization, fraud checks, risk rules , and transaction reconciliation.   ∙ Test settlement, interchange fees, billing cycles, interest calculations, refunds,  reversals, and adjustments.   ∙ Familiarity with regulatory frameworks (RBI/NPCI guidelines, PCI-DSS  compliance).   Required Skills & Experience   ∙ 3–5 years of experience in  functional testing , preferably in the  banking, fintech, or  payments domain .   ∙ Strong understanding of  credit card lifecycle , card operations, and payment  processing.   ∙ Experience testing payment gateways, POS transactions, and real-time payment  systems.   ∙ Knowledge of ISO message formats, chargeback flows, and reconciliation processes.   ∙ Ability to write SQL queries for test data validation.   ∙ Hands-on experience with defect management and test management tools.   ∙ Strong analytical and communication skills.



  • Kolkata, West Bengal, India 2coms Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    SUMMARY Job Description: Functional Tester   Credit Cards &Payments DomainKey Responsibilities1. Functional TestingPerform functional, integration, system, and end - to - end testing for credit cardplatforms and payment applications.Validate card lifecycle processes such as 


  • Kolkata, India 2coms Full time

    Job Description Job Description: Functional Tester – Credit Cards &  Payments Domain   Key Responsibilities   1. Functional Testing   ∙ Perform functional, integration, system, and end-to-end testing for credit card  platforms and payment applications.   ∙ Validate card lifecycle processes such as ...


  • Kolkata, India 2coms Full time

    Job Description: Functional Tester – Credit Cards & Payments DomainKey Responsibilities1. Functional Testing∙Perform functional, integration, system, and end-to-end testing for credit card platforms and payment applications.∙Validate card lifecycle processes such as application, issuance, authorization, clearing, sett...

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