Hiring || Functional Tester – Credit Cards

5 hours ago

Kolkata, India 2coms Full time

Job Description: Functional Tester – Credit Cards & Payments DomainKey Responsibilities1. Functional Testing∙Perform functional, integration, system, and end-to-end testing for credit card platforms and payment applications.∙Validate card lifecycle processes such as application, issuance, authorization, clearing, settlement, collections, rewards, chargeback/disputes, etc.∙Execute test scenarios for payment instruments including credit cards, debit cards, prepaid cards, virtual cards, and tokenized payments.∙Test transaction flows across channels like POS, e-commerce, mobile wallets, UPI, payment gateways, and card networks.2. Test Design & Documentation∙Analyze BRDs, FSDs, and user stories to create detailed test plans, test cases, and RTM.∙Document test results, defects, and status reports using standard QA tools (JIRA, ALM, Azure DevOps, etc.).∙Ensure test coverage and quality standards are met before release.3. Domain Expertise∙Understand card scheme rules (Visa, Mastercard, Amex, RuPay) and ISO8583/ISO20022 message formats.∙Validate authorization, fraud checks, risk rules, and transaction reconciliation.∙Test settlement, interchange fees, billing cycles, interest calculations, refunds, reversals, and adjustments.∙Familiarity with regulatory frameworks (RBI/NPCI guidelines, PCI-DSS compliance).Required Skills & Experience∙3–5 years of experience in functional testing, preferably in the banking, fintech, or payments domain.∙Strong understanding of credit card lifecycle, card operations, and payment processing.∙Experience testing payment gateways, POS transactions, and real-time payment systems.∙Knowledge of ISO message formats, chargeback flows, and reconciliation processes.∙Ability to write SQL queries for test data validation.∙Hands-on experience with defect management and test management tools.∙Strong analytical and communication skills.

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