Hiring Functional Tester Credit Cards
2 days ago
SUMMARY
Job Description: Functional Tester Credit Cards &
Payments Domain
Key Responsibilities
1. Functional Testing
Perform functional, integration, system, and end - to - end testing for credit card
platforms and payment applications.
Validate card lifecycle processes such as application, issuance, authorization,
clearing, settlement, collections, rewards, chargeback/disputes , etc.
Execute test scenarios for payment instruments including credit cards, debit cards,
prepaid cards, virtual cards, and tokenized payments.
Test transaction flows across channels like POS, e - commerce, mobile wallets, UPI,
payment gateways, and card networks.
2. Test Design & Documentation
Analyze BRDs, FSDs, and user stories to create detailed test plans, test cases, and
RTM .
Document test results, defects, and status reports using standard QA tools (JIRA,
ALM, Azure DevOps, etc.).
Ensure test coverage and quality standards are met before release.
3. Domain Expertise
Understand card scheme rules (Visa, Mastercard, Amex, RuPay) and
ISO8583/ISO20022 message formats.
Validate authorization, fraud checks, risk rules , and transaction reconciliation.
Test settlement, interchange fees, billing cycles, interest calculations, refunds,
reversals, and adjustments.
Familiarity with regulatory frameworks (RBI/NPCI guidelines, PCI - DSS
compliance).
Required Skills & Experience
3 5 years of experience in functional testing , preferably in the banking, fintech, or
payments domain.
Strong understanding of credit card lifecycle , card operations, and payment
processing.
Experience testing payment gateways, POS transactions, and real - time payment
systems.
Knowledge of ISO message formats, chargeback flows, and reconciliation processes.
Ability to write SQL queries for test data validation.
Hands - on experience with defect management and test management tools.
Strong analytical and communication skills.
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