
Head - Credit Risk & Policy - FinTech
4 weeks ago
About:
- Fast-growing fintech company transforming access to credit for rural entrepreneurs and small businesses. Our mission is to empower underserved markets through innovative, tech-enabled lending solutions that are simple, quick, and inclusive.
- Develop and continuously refine credit risk policies, underwriting guidelines, and approval processes for unsecured rural business loans
- Leverage alternative data sources, behavioural scoring, and cash flow analysis to assess creditworthiness
- Implement robust portfolio monitoring systems to track performance, detect stress early, and take corrective action
- Train and mentor credit officers in rural lending risk assessment techniques
- Education: MBA / CA / Master's degree in Finance
- Experience: 10-15 years of experience in credit risk, underwriting, and portfolio management in NBFCs, banks, or fintechs; at least 5 years in a leadership role.
- Domain Expertise: Strong background in unsecured lending(small-mid ticket size); prior experience with rural/priority sector lending preferred.
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