
Credit Risk Manager
2 days ago
Job Description
- Assess the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.
- Evaluate the level of credit risk associated with different borrowers and determine appropriate credit limits and terms.
- Develop and implement credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations.
- Approve or decline credit applications based on the risk assessment and established criteria.
- Monitor the credit performance of existing borrowers and take proactive measures to address potential delinquencies or defaults.
- Oversee debt collection efforts and work with collection agencies if necessary to recover outstanding debts.
- Build and maintain relationships with customers or clients to understand their credit needs and address any credit-related concerns.
- Report on credit-related metrics and performance to senior management or relevant stakeholders.
- Manage collateral provided by borrowers to secure credit facilities.
Key Skills:
- Credit analysis and risk assessment.
- Financial statement analysis.
- Repayment capacity evaluation.
- Credit policy development and implementation.
- Debt recovery and collections.
- Customer relationship management.
- Collateral management.
What We Offer:
- A dynamic and challenging work environment.
- The opportunity to develop your career in a growing organization.
- A competitive salary and benefits package.
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