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Business Head Auto Loans

2 months ago


Bengaluru, India Qrata Full time

Job description

Position: Business Head Auto Loans (Canada)

Location: Bangalore


About Qrata

Qrata matches top talent with global career opportunities from the world's leading digital companies including some of the world's fastest growing start-ups using qrata's talent marketplaces. To sign-up please visit Qrata Talent Sign-Up


Client we are Hiring for:

Its mission is to make financial products accessible to everyone. We offer a variety of products to simplify banking in the US, such as:

● A bank account you can create from anywhere in the world in under five minutes

● A high-limit credit card that helps build a healthy credit score

● Easy, lightning-fast, cross-border money transfers with the best rates in the market

n a challenging macro-economic condition, it has managed to become unit-level profitable, a dream shared by all startups today but achieved by just a few. While becoming profitable, it also managed to grow 3x by revenue in 2023. its is expanding its horizons, and we're excited to open our doors to everyone expanding theirs. Are you ready to embark on an exhilarating journey into the heart of global fintech innovation? Our presence may be global but we make the magic happen from Bangalore, India. Join our vibrant team as a Business Analyst and become a key player in shaping the future of finance


About the role:

Are you a strategic thinker with a passion for driving business growth in the auto-loans sector? We are seeking an experienced Business Head to lead our Auto-loans vertical, in Canada. The ideal candidate will have over 7 years of experience in the financial services industry. This role requires someone who can integrate auto-loans with our existing credit card offerings, driving synergy and delivering exceptional value to our customers.


What you’ll do:

Strategic Leadership: Develop and implement the overall strategy for the auto-loans business, ensuring alignment with the company's broader fintech and credit card offerings

Team Management: Lead, inspire, and develop a cross-functional team, fostering a culture of high performance and innovation

Synergy Development: Collaborate with the credit card and other product teams to create synergistic solutions that enhance customer value

Market Expansion: Identify and capitalize on market opportunities to expand the auto-loans portfolio, driving customer acquisition and retention

Financial Oversight: Manage the P&L for the auto-loans vertical, ensuring financial targets are met or exceeded

Product Innovation: Drive the development of innovative auto-loan products that meet evolving customer needs

Compliance: Ensure the auto-loans business adheres to all relevant regulatory requirements

Customer Experience: Enhance the end-to-end customer journey by improving service delivery and support processes

Partnerships & Alliances: Build and nurture relationships with external partners such as auto dealers, OEMs, and financial institutions


What you’ll get:

Leadership Opportunity: Lead a key vertical in a growing fintech company with a strong focus on innovation

Cross-Functional Exposure: Work closely with different teams, including credit card, product, and operations, to develop integrated financial solutions

Impactful Work: Make a significant impact on the company’s growth and success by driving the auto-loans business


You have:

Experience: 7+ years in the auto-loans or broader financial services industry, with at least 3 years in a leadership role

Skills: Strong leadership, strategic thinking, and financial management skills. Experience in fintech and credit cards is highly desirable


What it’s like to work with us:

Our company values a First Principles approach, questioning traditional methods to find innovative solutions. We prioritise positive interactions and strong relationships with everyone we meet. Our decentralised leadership supports personal and professional growth, encouraging team members to take ownership and strive for excellence.

This role is ideal for someone who understands the end goal and sees the process and journey as positive challenges that will drive growth. If you’re ready to dive into the dynamic world of fintech, we’d love to chat.