Senior Product Manager

3 weeks ago

Gurgaon, Haryana, India Bean HR Full time

Senior Product Manager - Credit/Debit Cards

Location: Gurgaon.

We are seeking an experienced Product Manager Credit and Debit Card to lead the development and management of our credit and debit card offerings and services.

The ideal candidate should have a strong understanding of the banking and cards ecosystem, product lifecycle management, and evolving customer and partner needs.

This role involves collaboration with cross-functional teams to enhance product features, ensure seamless service delivery, drive market strategies, and maintain compliance with regulatory guidelines.

Key Responsibilities:

- Lead the end-to-end product lifecycle management for credit and debit card offerings.

- Analyze market trends and customer needs to provide data-driven inputs into the product roadmap.

- Develop product features, write comprehensive functional requirements, and manage project implementation to ensure timely and successful product launches.

- Track and ensure implementation of regulatory compliances and card network guidelines (e.g., from RBI, VISA, Mastercard, RuPay).

- Collaborate with engineering teams using Agile methodology to build high-quality card products.

- Develop and deliver innovative card-based solutions to support business growth.

- Work cross-functionally with Technology, Operations, Marketing, and Sales teams to execute integrated go-to-market strategies.

- Build and manage strong relationships with issuing and acquiring banks, card networks, fintech partners, and other stakeholders.

- Ensure a seamless customer and partner experience through the optimization of both automated and manual processes.

- Manage end-to-end integration with card networks, banking partners, and vendors.

- Define and evaluate new product ideas by leveraging internal capabilities and third-party solutions.

- Ensure adherence to internal compliance policies and audit requirements across all card product offerings.

- Drive key initiatives to completion, consistently meeting performance indicators and business targets.

- Monitor key metrics such as success rates, transaction volumes, and customer satisfaction across card products.

- Conduct regular market analysis to stay informed on competitor offerings and innovations in the card payments space.

- Foster strong relationships within the industry and actively engage with card networks on pilots and new feature rollouts.

Skills Required:

- Proven experience in product management, particularly in the cards or payments domain.

- Strong strategic thinking and execution skills in a fast-paced environment.

- Proficiency in using data analytics tools for market analysis and product performance tracking.

- Creative problem-solving abilities with a strong customer-first mindset.

- Deep understanding of regulatory and compliance requirements relevant to credit and debit cards.

(ref:iimjobs.com)

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