Regional Credit Manager
24 hours ago
Green Start Hiring for Leading Bank
Designation: Regional/Area Credit Manager – Construction Finance Vertical
Location: Hyderabad
The Regional/Area Credit Manager will be responsible for evaluating and processing construction finance proposals, ensuring compliance with credit policies, and monitoring the credit portfolio post-sanction. This role demands a deep understanding of project finance, the local real estate market, and the ability to work collaboratively across internal and external stakeholders.
Eligibility Criteria
- Qualification: Chartered Accountant (CA) preferred; MBA (Finance) will be an added advantage.
- Experience: 4-5 years in credit underwriting, specifically in Construction Finance.
- Knowledge: Strong understanding of the local real estate market, trends, and regulations. Local candidates preferred.
Key Responsibilities
- Proposal Processing:
- Conduct pre-sanction visits for project evaluation.
- Prepare Credit Appraisal Memos (CAMs) based on detailed financial and project analysis.
- Coordinate with external agencies such as lawyers and valuers, and internal teams like business, legal, operations, and risk control units.
- Credit Monitoring:
- Verify and analyze customer and project credentials to assess risk.
- Facilitate disbursements, including tranche releases and fund transfers.
- Conduct post-sanction monitoring, including NOC processing, fund utilization tracking, and periodic site visits.
- Stakeholder Management:
- Collaborate with internal teams and external agencies to ensure seamless processing and monitoring of credit facilities.
- Provide solutions to challenges within regulatory and policy frameworks.
- Compliance and Reporting:
- Ensure all activities comply with internal credit policies and external regulations.
- Maintain accurate documentation and provide regular updates on the portfolio's health.
Desired Skills and Competencies
- In-depth knowledge of project finance and construction finance policies.
- Strong awareness of the real estate market and emerging trends.
- Excellent analytical and decision-making skills.
- Clear and concise communication abilities.
- Capability to work independently and collaboratively in a team.
This position is a fantastic opportunity for professionals with a solid background in construction finance and credit underwriting, offering a chance to contribute to the dynamic real estate financing sector.
For more details or to apply, please share your CV with us
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