Analyst, Specialist, Operations, Loan Operations-Administration, Corporate Banking, Technology and Operations
6 days ago
Business Function
Group Technology and Operations (T&O) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O, we manage the majority of the Bank's operational processes and inspire to delight our business partners through our multiple banking delivery channels.
Job Purpose
Manage Priority Sector Lending Operations responsible for specific loan products – Co lending, BC Lending, Direct Assignment deals.Key Requirements
Processing of Loan transactions as per the agreed SLA Ensure adherence to the regulatory / SOP guidelines. Pass requisite reconciliation entries so as to keep the accounts clean Manage the processing makers and ensure they are trained and abreast of the process changes.Requirements
Ensure smooth day to day loan operations for Co lending, Direct assignment processes. Improve operational Controls and ensure Compliance to all regulations pertaining to Loan and priority sector / securitization guidelines. Loan Disbursal & Loan Servicing (Interest reset, Rollover, Restructuring, Advices, Rate Uploads) Analyzing & Improvising various transactional reports & Customer Advices. Assist in reviewing/developing Department Operating Instructions and ensure adherence of Policy and Procedures. Key role in the UAT & the Project Team in the Successful Implementation of Loan processing System. Support digital Strategy of the bank. Vendor Management and control. Partnering Business team in successful rollout of various PSL products Project Management. Management Reporting Effective Relationships with Senior Management, Internal & External Customers. Ensuring the GLAO and other reconciliations are performed in timely mannerRequired Experience
Candidate should have Minimum 12-13 Years’ experience in Loan Operations and customer onboarding / KYC. Should have strong knowledge of various corporate and retail loan aspects wrt. Disbursement parameters, EMI calculation, loan servicing products. Should have strong analytical & interpersonal skills Excellent Client / Customer management skills, business orientation. Handling all types of customer complaints, enquiries Queries. Interacting with beneficiary / beneficiary bank / issuing bank regarding any clarification with respect to loan/securitization transactions. Should possess good MS excel capabilities and have a proven track record in working with such projects.Education / Preferred Qualifications
Graduate / Post-Graduate with relevant work experience in working in the Loan Ops Unit.Core Competencies
Process Management Strategizing and Problem-solving skills Interactive to communicate with different stakeholders.Technical Competencies
Excellent hold of MS Excel capabilities Good Computer Skills Overview of systems used in Cash Operations-en
Primary Location
:India-Maharashtra-VikhroliJob
:OperationsSchedule
:RegularEmployee Status
:Full-time:Job Posting
:Jul 31, 2025, 2:30:00 AM-
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