Credit Analysis/ Review
3 months ago
Opportunity
Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon.
Notice Period: Immediate Joiners/30days/60days can be considered for these roles
Interested candidates can directly mail the resume to Sapna.Rani@acuitykp.com
Responsibilities
- Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates
- Managing a portfolio of clients and handling rating assignments
- Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
- Build forecast excel models
- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
- Adhering to standard operating procedure & policies including compliance documentation
- Maintaining strong relationship with the client
Required Background
- Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporates
- Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree
- Excellent written & verbal communication skills and ability to build effective relationships with various stake holders
- Ability to multi-task independently under tight timelines and eye for details
- 4-8 years of relevant experience in credit industry
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