Mortgage Underwriter

2 days ago

Chennai, India HCLTech Full time

Walkin Drive for Australian Mortgage - 1st July 24


Walk-in Details:

Date: 1st July 2024

Time: 11AM to 3PM


Walk in location: Chennai Sholinganallur.

HCL Technologies Ltd, Sholinganallur.

ELCOT SEZ Unit -I Special Economic Zone 602/3,

Shollinganallur Medavakkam High Road,

Sholinganallur. Chennai - 600 119.


Work location: Bangalore


Note: Candidate can attend the face-to-face interview at below given venue and work location is at White field.


HCL Technologies Ltd, Sholinganallur. ELCOT SEZ Unit -I Special Economic Zone 602/3, Shollinganallur Medavakkam High Road, Sholinganallur. Chennai - 600 119.


1. Loan Underwriting Attention to Detail Underwriting Mortgages.

2. Looking for the candidates who can join immediately.

3. Willing to relocate at Bangalore.


Job Summary:


The ideal candidate will be responsible for the timely review and approval of all home loan applications. This includes customer on-boarding & identification, verifying key information, reviewing credit history and affordability, and confirming sufficient loan security. Also verifying adherence to established lending criteria and identifying any deviations or discrepancies.


Shift Time: 5.00 am to 3.00 pm (IST)


Domain: Australian Mortgage Credit Decision (Underwriting)


Work Location: Bengaluru


Responsibilities:


Reviewing documentation provided by customer to ensure application meets

policy requirements.


Providing superior levels of internal and external customer service by responding to, managing and resolving customer and stakeholder enquiries, complaints and issues

Applying sound risk management practices by identifying and responding to business risks

Processing transactions within agreed turnaround times and consistent accuracy in a high-volume environment

Working cohesively within a team environment to look at continuous improvement ideas that will improve the customer experience.


Qualification & Experience:


Bachelors or master's degree in any field.

2+ years of experience in credit decision or mortgage loan underwriting or Post Close Underwriting in Australian, UK, and USA mortgage domain.

Strong understanding of Australia, USA, or UK lending regulations is essential for this role.

Candidate must have high levels of attention to detail and accuracy, as evidenced in previous roles

Ability to communicate effectively with internal and external stakeholders at all levels.

Ability to work independently and prioritize tasks in a fast-paced environment.

Seniority Level

Mid-Senior level


Industry

IT Services and IT Consulting

Employment Type

Full-time


1. Loan Underwriting Attention to Detail Underwriting Mortgages.

2. Looking for the candidates who can join immediately.

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