Business Finance Manager

Business Finance Manager

About Setu

Setu is working to reimagine financial products for the next billion users.

How do you put a dent in India's economy when most of her population cannot afford insurance, credit, investments, etc. through the formal channels that you and I take for granted? Our auto-wallas cannot use Cred, our security guards cannot use Zerodha. There are several examples—you get the idea.

How can we enable them to get on such platforms?

By reducing the cost of distribution. If we break down financial products such as loans, insurance and investments into their fundamental building blocks, and offer them as APIs to businesses, they then package these APIs into highly custom apps, tailor-made for their specific customers, instead of a generic one-size-for-all approach that is the norm today.

This also enables them to go live with a fintech product or service in a matter of days, not months.

We believe that fintech will be a core part of every company's offering. And at Setu, we're building the fintech infrastructure that will accelerate this.

More about Setu

Setu is an acquired entity of Pine Labs, one of the fastest growing fintech companies in India and rapidly expanding its footprint in Asia, UAE, and the US. At Pine Labs, we're looking for those who share our core belief—'Every Day is Game Day'. We bring our best selves to work each day to realise our mission of enriching the world through the power of digital commerce and financial services. Know more about Pine Labs here

Importance of the role

At Setu, we believe every company can become a fintech company. As part of our Business Finance team, you'll drive strategic financial insights and support key decision-making across Setu and Pine Labs. This role is pivotal in delivering profitability insights, understanding revenue-cost dynamics, and enabling growth through close collaboration with business and leadership teams.

This is a high-impact role that provides insight into multiple business areas, combining technical financial acumen with a customer-focused mindset.

What will you do at Setu?

In this role, you'll spend your time—

• Develop and maintain management reports covering financial flows, revenue, expenses, etc., and support budgeting and forecasting.
• Analyse and optimise pricing strategies to maximise profitability and market competitiveness, in alignment with business objectives.
• Provide leadership with deep insights on actual performance, including variance and trend analysis.
• Drive visibility into financial performance; identify and implement gap-closing strategies in partnership with cross-functional teams.
• Analyse revenue and cost metrics, and work with functional teams to enhance revenue and reduce costs.
• Deliver ongoing reports on weekly, monthly, quarterly, and annual financial and operational metrics.
• Analyse trends in KPIs related to financial metrics like sales, expenditures, and profit margin.
• Implement business intelligence tools and create dashboard reports for strategic decision-making.

Who is the right fit for this role?

To excel in this role, you will need—

• Qualifications: Chartered Accountant with at least 5 years of work experience, including experience in business finance/ financial planning and analysis.
• Industry experience: Experience in financial services, payments, or fintech is a plus.
• Skills: Strong analytical and problem-solving skills, able to deliver independently with limited supervision, and the ability to collaborate across teams and communicate insights effectively,

Why Setu?

We will spare no efforts to ensure that Setu empowers you to do the most important and impactful work of your career—

• Opportunity to work closely with the founding team who built and scaled public infrastructure such as UPI, GST, Aadhaar, etc.
• We care deeply about your growth. So we work hard to provide you with—
• A fully stocked library and unlimited book budget.
• Tickets to conferences and industry events.
• Learning sessions where we invite both team members and external experts to teach you something new.
• Learning and development allowance that gives access to subscriptions, courses, certifications, music classes, and much more. Grow, learn, and improve with Setu
• Kick-ass benefits including comprehensive health insurance for you and your family, personal accident and term life insurance, access to mental health counsellors, extraordinary coffee, and a beautiful office with lots of solid wood and natural light.
• We work hard to make sure our team is diverse and varied. We interview and hire purely on merit, skill, and competence—everything else is irrelevant.

Our core DNA

Our culture code—How We Move, defines the behaviours we expect from our people. When you display any of the six culture code elements, you demonstrate 'Every Day is Game Day'. The six elements of our culture code—

● Take the shot: You decide fast and deliver right.

● Sign your work like an artist: You master what you do and take pride in it.

● Be the sherpa: You lead your crew on every expedition.

● Be the CEO of what you do: You own it and make things happen.

● Care with tough love: You empower others with trust, respect, and openness.

● Own tomorrow: You innovate for the customer and beyond.

Join us if you want to be part of a company that's building infrastructure that will directly impact financial inclusion and improve millions of lives. No cashbacks, no growth-hacks, no gimmicks. Just an audacious mission, and an obsession with craftsmanship in code.