State Sales Head

4 weeks ago


Bengaluru, Karnataka, India iimjobs Full time

Job Description :

  • Responsible for monitoring, guiding and mentoring a total team of on roll employees in various departments like sales, marketing, credit, technical & legal and Off roll employees as well.
  • Responsible for Overall Growth in Business, Increasing the Asset Portfolio Size for the SHFL.
  • Maintaining the assets quality with zero delinquency, overdue, Nil NPA.
  • Taking New Initiatives for ways to increase business, approaching new segments, development of Product to suit the local market requirement, helps in designing specialized product for niche markets.
  • Making efforts to reduce the Overall Cost of Department & Optimal Utilization of available Resources.
  • Finding New Target Market for Future Growth, Increasing Assets Base and Revenue Generation.
  • Managing Collections, Recovery, and Legal for Mortgage & Home Loans.
  • Responsible for Portfolio Efficiency, Monitoring to bring down the numbers of 30+, 90+ and 180+.
Exclusive Monitoring on Legal Matters of Mortgage & Home Loan cases.

  • Representation for Sec138 cases, arbitration, securitization, winding up petitions, taking possession of assets, and sale of Assets as per court guide lines.
  • Credit underwriting of the cases Business Loan & Mortgages Loan Cluster.
  • Maintaining process as per laid manual for credit and operations in business flow
  • MIS Management maintaining MISs all aspects.
  • Recruitment of Manpower at the identified branches
  • Training and Development of new joinees
  • Reviews and presentation to Zonal Head and National Head


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