Treasury (Debt Raise)_Fintech/NBFC
3 weeks ago
About Rupeek:Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes. Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity.Job Title: Director / Associate Director - Treasury (Head – Treasury)Education: MBA Finance/CA/CFA or equivalent professional degree.Experience: 8+ years of relevant experienceLocation: Mumbai/BangaloreMust Have:At least 5 years of Treasury (Fund-raising, Ratings) experience in NBFC / HFC (rated BBB to AA)Strong banking / NBFC relationships and relationships with market participants like arrangersExperience in raising NCDs desirableUnderstanding of liquidity management, ALM, credit ratingsStrong analytical skills, meticulous and understanding of creditGeneral understanding of various borrowing products available in the marketPosition Overview:The role will play a critical role in shaping and executing treasury strategies and shall include the following key responsibilities:Build relationships with lenders through regular meetings and sharing information decks. Relationship management extending beyond transactional deals and focus more on long-term sustainable relationshipsFund-raising from across various lender classes / investor classes - Banks, NBFCs, AIFs, Venture Debt funds, HNI/family offices, etcSourcing funds through multiple instruments such as Term Loans, NCDs, structured borrowings, etcUnderstanding of Cost of funds and structuring borrowings basis XIRR and rationalising transaction costsCash Flow management and active building of debt pipeline. Anticipate market events impacting liquidity at macro level and for lenders, which in turn can impact Rupeek borrowingsALM reporting, Conduct of ALCO meeting with proper agenda and ensuring debt strategy, liquidity situation, interest rate sensitivities are discussed and decisions initiatedManage the Credit ratings of the Company. Initiate discussion with other rating agencies to explore scope for rating upgrade. Sensitise leadership teams internally on key asks for rating upgradesEnsure complete compliance of all debt covenants and other terms and conditions of debtWork closely with internal stakeholders for timely RBI compliance, financial closing and audits.Candidate Profile:Ideal candidate should be from NBFC / HFC / Fintech backgroundFund-raising experience ranging across treasury productsMinimum 9/10 years of Treasury experienceHave a strong focus on fund-raising, credit ratings, and relationship management.Role requires expertise in managing relationships with banks, NBFCs, and other market participants such as AIF, HNIs, Private credit funds, etcStrong relationships with Arrangers for NCDsCandidate should have understanding of RBI regulations for NBFC including permissible instruments, ALM Guidelines, etcUnderstanding of key ratios such as CRAR, PAR, D/E and analytics on Portfolio, Static PoolCandidate should have raised funds through Listed NCDs and have a good understanding of SEBI Regulations,Should be very good in understanding the business and translate the same into extensive detailing with prospective investors, rating agenciesEntrepreneurial mindsetStrong in communication skills and analytical skillsDetailed Job Responsibilities:Strategic Fund-Raising:Develop and implement strategic plans for fund-raising activities, ensuring alignment with the company's financial objectives.Oversee end-to-end execution in fund-raising exercises, including responding to credit queries, documentation, draw-down processes, and post draw-down compliances.Relationship Management:Cultivate and maintain strong relationships with banks, NBFCs, and market participants, including arrangers.Negotiate favorable terms for various financial transactions in collaboration with internal stakeholders.Non-Convertible Debentures (NCDs):Utilize your experience to lead the process of raising Non-Convertible Debentures (NCDs) in Listed / Unlisted space.Work closely with legal and compliance teams to ensure regulatory adherence in NCD issuances.Liquidity Management and ALM:Ensure effective liquidity management and implement Asset Liability Management (ALM) strategies.Monitor daily cash-flows to optimize fund allocation and mitigate liquidity risks.Credit Ratings Oversight:Manage relationships with rating agencies, providing necessary data to support credit rating objectives.Proactively address any issues that may impact the company's credit ratings.Debt Covenant Monitoring:Monitor and track debt covenants, providing periodical data to lenders.Implement measures to ensure compliance with debt covenants and mitigate risks.Manage corrective measures including negotiate curing periods, waivers with lendersStakeholder Management:Address and manage the requirements of internal stakeholders, particularly the Accounts & Finance team.Handle borrowing-related queries from auditors, ensuring transparency and compliance.Ensure proper dissemination of periodic MIS to lenders, and handle post disbursal monitoringAdherence to Regulatory Guidelines: Stay informed about changes in regulatory guidelines related to treasury management and implement necessary adjustments to ensure compliance.Rupeek Fintech Pvt Ltd is an equal opportunity employer, welcoming applications from candidates of diverse backgrounds and experiences.
-
CA – Industrial Trainee
2 weeks ago
Bengaluru, Karnataka, India, Karnataka Finnable Full timePosition – CA – Industrial Trainee - Treasury (Debt Raise)Job description Hello Aspirants, At Finnable we like to keep things uncomplicated, exciting, and fast – well, that’s our brand promise to our customers also. We want to give them loans in under 3 minutes -UNCOMPLICATED AND FAST! So, who are we? We are a fintech NBFC based out of Bangalore,...
-
CA Industrial Trainee Treasury Fund Raise
2 weeks ago
Bengaluru, Karnataka, India Finnable Credit Private Limited Full time ₹ 3,60,000 - ₹ 4,32,000 per yearHello Aspirants,At Finnable we like to keep things uncomplicated, exciting, and fast well, thats our brand promise to our customers also. We want to give them loans in under 3 minutes -UNCOMPLICATED AND FASTSo, who are we?We are a fintech NBFC based out of Bangalore, lending in the personal unsecured space. We are on a strong growth trajectory, backed by...
-
Manager Treasury
1 week ago
Bengaluru, Karnataka, India Bharadwaj Career Solutions Full time ₹ 9,00,000 - ₹ 12,00,000 per yearwe are looking as Manager Treassury with one of our NBFC Client in BangaluruCA with 1 plus years of experience in Treasury Function, Fund Raising ,Coordiante with bank and Investor for Fund raising and Documentation works.if you are interested please send your updated resume and photo to or call me
-
Treasury Manager
1 week ago
Bengaluru, Karnataka, India Stovekraft Limited Full time ₹ 20,00,000 - ₹ 25,00,000 per yearPosition Overview:We are seeking a highly skilled and dynamic Treasury Professional with over 8 years of experience in Treasury Management, Debt Structuring, Forex Risk Management, Trade Finance, Liquidity Planning, and Regulatory Compliance. The ideal candidate will be responsible for driving strategic financial initiatives, optimizing debt and liquidity...
-
Treasury Analyst
6 days ago
Bengaluru, Karnataka, India Elevate Hire Solutions #Africa #Asia #MiddleEast - #Hiring Experts Full time ₹ 15,00,000 - ₹ 25,00,000 per yearAs a Treasury Analyst (Bank Coordination & Treasury Operations) in Mangalore with 7-10 years of experience and an MBA (Finance) / CA Inter education, your key responsibilities will include: - Coordinating with banks for trade facilities, documentation, and renewals - Managing loan structures, trade finance compliance & covenants - Overseeing treasury...
-
Senior Manager
3 weeks ago
Bengaluru, Karnataka, India, Karnataka Navi Full timeAbout the TeamThe LSC team at Navi serves as a strategic partner to the business, ensuring the company's operations align with legal and regulatory frameworks. The team provides comprehensive legal counsel across various domains, including corporate law, regulatory compliance, and risk management. The team oversees corporate governance, ensuring adherence to...
-
Senior Treasury Executive
2 weeks ago
Bengaluru, Karnataka, India, Karnataka Corenza Full timeAbout CompanyA well-funded fintech company specializing in providing easy personal loans for various financial needs. With a robust technology platform and a customer-first approach, they offer quick approvals and flexible repayment options. Their mission is to simplify finance and help more people access credit across India.Job descriptionRole &...
-
Chief Business Officer
5 days ago
Bengaluru, Karnataka, India Psn Automotive Marketing Full time ₹ 10,00,000 - ₹ 50,00,000 per yearChief Business Officer PSN Finance (NBFC)PSN Finance is seeking an experienced, dynamic, and reputed professional to join us as Chief Business Officer (CBO) and lead our fast-growing, registered NBFC. The ideal candidate brings leadership, vision, regulatory know-how, and solid execution skills from the NBFC lending sector.Location: BangaloreAbout Us:PSN...
-
Manager Treasury
1 day ago
Bengaluru, Karnataka, India Profile Hr Consultants Full time ₹ 15,00,000 - ₹ 25,00,000 per yearWorking capital management to maintain liquidity. Optimize working capital and cash utilization, evaluate investment opportunities for surplus funds.Manage debt requirements,negotiate favorable terms with banks, oversee foreign currency exposure. Required Candidate profileQualified CA with treasury management operations working at corporate level. Rich...
-
Head - Treasury
2 weeks ago
Bengaluru, Karnataka, India Aster DM Healthcare Full time ₹ 20,00,000 - ₹ 25,00,000 per yearKey Responsibilities:Treasury Management:Develop and implement strategies for effective cash management, forecasting, and liquidity planning.Oversee the companys daily cash position, including cash flow monitoring and reporting.Manage relationships with banks and financial institutions, negotiate terms, and ensure compliance with banking agreements.Secure...