Micro Home Loan Officer

1 week ago


Hooghly West Bengal India, West Bengal Bandhan Bank Full time

Responsibilities



  • Lead Generation & Loan Sourcing
  • Source Micro Home Loans and LAPs up to ₹10 lakhs
  • Promote products like Subhash Saral and Suniwash
  • Build local network, generate leads through fieldwork, community outreach, and referrals
  • Product Promotion & Customer Interaction
  • Educate affordable housing segment customers on loan options and eligibility
  • Conduct initial financial assessments to recommend suitable loans
  • Documentation & Processing
  • Collect and verify documents; ensure compliance with internal and legal standards
  • Legal & Technical Coordination
  • Coordinate with legal teams for property checks and with valuers for technical reports
  • Disbursement Coordination
  • Liaise with Asset Centre to ensure timely disbursal
  • Troubleshoot legal, technical, and documentation issues




Qualifications



  • Education: Minimum Graduation
  • Experience: Fresh graduates with strong interpersonal skills and local travel readiness are eligible



Required Skills



  • Strong communication and negotiation skills
  • Basic understanding of home loans and LAP products
  • Knowledge of local geography and borrower segments
  • Proficiency in local languages (preferred)
  • Ability to ride a two-wheeler (mandatory for field visits)


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