Manger - Credit Rating - CA/IIM/ISB/FMS/MDI

1 week ago


Gurgaon, Haryana, India OfBusiness Full time
We are looking for young, energetic, hustling and enthusiastic professionals for credit underwriting role.


Role & Responsibilities:


  • Underwriting / Appraisal of credit proposals in line with the policy within laid down TATs.
  • Taking care of cases when they move to underwriting after credit processing.
  • Quantitative & Qualitative Analysis of the case and Conduct PD.
  • Financial Analysis: credit worthiness of the client, past trends, net worth, etc.
  • Banking Analysis: who all are the anchors, who are the suppliers, tracking EMI repayment.
  • Legal Analysis
  • Meeting customer personally to evaluate the business, internal / External reference check, FCU / RCU check
  • Underwriting the cases / Customer based on the laidout policy. Recommending / decision (Approve / Reject) the cases based on merit.
  • Including but not limited to work closely with sales team / Channel partners / crosssell team to support them in a right manner which facilitates the growth of business and achievements of cogoals and targets
  • Working closing with and coordinating with operations team for the smooth disbursement of approved cases.
  • Portfolio analysis by mitigating the risk and then sanctioning the loan.
  • Suggesting/initiating policy changes bases on portfolio analysis.
Experience - 2-5 years( Credit Rating Agency Experience only)

Education - CA/ MBA(Tier 1 Colleges)

Location - Gurgaon

What we look for ?

  • Extremely self driven & smartworking with the ability to lead teams.
  • Excellent communication skills and mantoman sales skills
  • Hunger to grow in the company and add value to the SMEs across the country
  • Can work in high pressure situations and completely handson; the knack to hustle and get the job done
)

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