Credit Manager- Construction Finance Leading FinancialServices

2 weeks ago


Delhi, Delhi, India Riverforest Connections Private Limited Full time

Job Title: Credit Manager - Construction Finance

Company: Finance Solutions

Support and collaborate with the sales team to analyze and manage the Construction Finance business in the assigned area.

Responsibilities:

  • Manage credit underwriting for corporate realty and funding group business in the assigned portfolio.
  • Conduct regular reviews of policies, guidelines, and processes to stay updated with external changes, organizational needs, and regulatory frameworks.
  • Evaluate the financial status of borrowers and assess company creditworthiness by analyzing financial data such as balance sheets, profit and loss accounts, cash flow statements, and annual reports.
  • Analyze legal compliance and market risk in the lending process.
  • Ensure collection of post-disbursal documents and reduce partially disbursed cases.
  • Approve disbursement requests based on adherence to Loan To Value (LTV) requirements, agreement value, and full documentation at the branch level.
  • Manage the credit buying process, including turnaround approvals, sample reviews, and quality checks.
  • Ensure compliance with all Audit, NHB regulations, company processes, policies, and reports.

Candidate Profile:

Looking for a candidate with a CA or MBA in Finance, along with 3 years of relevant credit experience in Construction Finance or Real Estate Finance.


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