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Area Collection Manager-Business loan Delhi

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Delhi, Delhi, India Credit Saison India Full time

About Credit Saison:

A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India,
emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building
Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet
the various credit needs of Individuals, SMEs, FinTech's, and NBFCs. Credit Saison India ("CS India"),
having been founded in 2018, operates under the registered name Kisetsu Saison Finance India Private
Limited as an MNC subsidiary of its parent company - Credit Saison Co. Ltd in Japan. Across our various
business verticals like Wholesale Financing, Co-origination Financing, Consumer Financing, and SME
Financing we look towards reaching resilient Assets Under Management ("AUM") of US1bn in record
time.
More about us on & Responsibilities

  • Candidates should have 5-8 years of experience in Collections with good
communication skills and digital orientation.

  • Candidates should have a team management role for 2+ years.
  • Experience of handling unsecured products (SME BL and PL) will be an added
advantage.

Expectations and Responsibilities:

  • Managing the assigned portfolio by driving the collections team.
  • Ensure implementation of Collections Strategies.
  • Recruiting and Training In house as well as out bound teams.
  • Identification and empanelment of Collection agencies to ensure proper
collections coverage.

  • Ensure field collection visits to customers for achieving resolution of
allocated accounts.

  • Responsible for achieving monthly targets and bucket wise resolution
targets for the assigned region.

  • Managing NPA and Cost of Collections for the Region.
  • Ensure maximum recoveries by collaborating with other teams including
Legal/Central collections.

  • Achieve target collections of Charges and Late payment penalties.
  • To regularly present the performance of the assigned Region to Senior
Management.

  • Ensure Collection Process and Legal guidelines are adhered to and
Collections Code of Conduct is followed.